Clay County property record for 4675 Armadillo St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,768 sqft · built 1994 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,065 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006699-154-00 |
| Primary APN | 32-05-24-006699-154-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 172 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4675 ARMADILLO ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 173 BLACK CREEK PARK UNIT 1 AS REC OR 4730 PG 1184 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK PARK UNIT 1 |
| Legal Block | 173 |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 31101 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4675 ATTNADILLO ST, MIDDLEBURG, FL 32068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · VA Mortgage KIND LENDING LLC |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Aug 16, 2017 | Grant Deed, Transfer OTHER |
| May 15, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Prior Sale | May 13, 2019 · Amount on Record |
| Deed Document Number | 202330409 |
| Deed Book / Page | 4730 / 1184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 4675 ARMADILLO ST, MIDDLEBURG, FL 32068-6316 |
| Document Number | 0047301184 |
| Book / Page | 4730 / 1184 |
| Map Reference | MB 11 PG 21-33 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2023030409 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,688.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2900 PLAINWOOD PL, GREEN COVE SPRINGS, FL 32043-9517 |
| Name | Verified Name |
|---|---|
| Address | 4675 ARMADILLO ST, MIDDLEBURG, FL 32068-6316 |
| Document Number | 0047301186 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 4730/1186 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 13, 2019 |
| Property Address | 4675 ARMADILLO ST, MIDDLEBURG, FL 32068-6316 |
| Document Number | 0041901308 |
| Book / Page | 004190 / 001308 |
| Instrument Date | May 10, 2019 |
| Instrument | 24024 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4675 ARMADILLO ST MIDDLEBURG FL 320686316, MIDDLEBURG, FL 32068-6316 |
| Document Number | 41901310 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 004190/001310 |
| Instrument | 24025 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 16, 2017 |
| Property Address | 4675 ARMADILLO ST, MIDDLEBURG, FL 32068-6316 |
| Document Number | 0040030400 |
| Book / Page | 004003 / 000400 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 41784 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $930.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2473 SYLVAN CHASE DR ORANGE PARK FL 320735334, ORANGE PARK, FL 32073-5334 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 15, 2017 |
| Property Address | 4675 ARMADILLO ST, MIDDLEBURG, FL 32068-6316 |
| Document Number | 0039721570 |
| Book / Page | 003972 / 001570 |
| Instrument Date | May 12, 2017 |
| Instrument | 24312 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $910.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6101 CONDOR DR MOORPARK CA 930212602, MOORPARK, CA 93021-2602 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,065.00 (+4.74%) Homeowner's exemption | $306,725 (+102.35%) Land $50,000 Building $256,725 | $306,725 (+8.86%) Land $50,000 Building $256,725 |
| 2024 | $3,881.00 (+91.56%) | ||
| 2023 | $2,026.00 (+9.57%) Homeowner's exemption | $151,578 (+3%) | $281,763 (+13.77%) Land $34,000 Building $247,763 |
| 2022 | $1,849.00 Homeowner's exemption | $147,164 | $247,660 Land $27,000 Building $220,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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