4675 Appell Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4675 Appell Ln, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,460 sqft · built 2004
Lot Size0.357 acres (15,566 sqft)
OwnerIndividual Name on File
Last Sale$31,100 (Sep 2004)
Tax Bill$7,591 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2026 Sale
Flood ZoneZone X (minimal risk)
APN1610407003

Property Details

APN / Parcel Number

Primary APN1610407003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,460 sqft Living Area
1st Floor Area1,730 sqft
Basement Area1,730 sqft
Finished Basement1,730 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,566 sqft (0.357 acres)
Garage Area792 sqft
DrivewayDriveway
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4675 APPELL LN
CityCHERRY VALLEY
StateIL
Zip61016-9132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPENFIELD CROSSING NO 6 PT SE1/4 SEC 10-43-2 LOT 171
Legal Range2
Legal Township43
Legal Section10
Legal SubdivisionPENFIELD XING 06
Legal Lot Number171
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group5
Census Block5043
Census Tract3705

Owner

4675 Appell Ln is owned and occupied by an individual who acquired it in July 2026.

Source: Winnebago County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing Address4675 APPELL LN, CHERRY VALLEY, IL 61016-9132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jul 9, 2026Executor's Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2004 · Amount on File
Deed SaleSep 24, 2004 · Amount on File
Deed Document Number2004465081
Last Transfer DateJul 9, 2026
Transfer Doc0000017474
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Recording DateAug 27, 2026
Property Address4675 APPELL LN, CHERRY VALLEY, IL 61016-9132
Document Number0000022591
Instrument DateAug 21, 2026
Instrument202622591
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4675 APPELL LN, CHERRY VALLEY, IL 61016-9132

Mortgage

Document Number0000022591,
DateAug 27, 2026
Instrument202622591
Lender
NameWINTRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.99%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWINNEBAGO IL
Recording DateJul 9, 2026
Property Address4675 APPELL LN, CHERRY VALLEY, IL 61016-9132
Document Number0000017474
Instrument DateJul 9, 2026
Instrument202617474
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4675 APPELL LN, CHERRY VALLEY, IL 61016-9132

Tax Assessment & Valuation

The 2025 property tax bill for 4675 Appell Ln was $7,591.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,591.00$105,577 Land $17,501 Building $88,076$316,731 Land $52,503 Building $264,228
2022Homeowner's exemption$78,725 Land $13,410 Building $65,315$236,175 Land $40,230 Building $195,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4675 Appell Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1999)
Most Recent ClaimJun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4675 Appell Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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