46747 Neander Ln, Harris, MN 55032 Property Records

Chisago County property record for 46747 Neander Ln, Harris, MN 55032 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	255,262 sqft (5.86 acres)
Occupancy	Owner Occupied
Last Sale	$45,000 (2020)
Tax Bill	$2,438.00 (2026)

Owner

Source: Chisago County records · APN 03-00147-00

Assessment roll updated November 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13391 86TH AVE N, MAPLE GROVE, MN 55369-4632
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	46747 NEANDER LN, HARRIS, MN 55032-3730
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	RESULTS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A689231
Date	Dec 15, 2025
Instrument	A-689231

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 10, 2045

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Dec 10, 2028
Change Frequency	3 Years
Min Rate At Change	8.5%
Max Rate At Change	10.5%
Index	3-Year CMT
Max Rate	14.5%

Tax Assessment & Valuation

Source: Chisago County records · Assessment roll updated November 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Fish Lake Township
Unified School District	Rush City Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,438.00 (+192.33%)
2025	$834.00 (+5.57%) Homeowner's exemption
2024		$67,900 (+0.74%)	$67,900 (+0.74%)
2023	$790.00 (+12.54%) Homeowner's exemption	$67,400 (+19.29%) Land $67,400	$67,400 (+19.29%) Land $67,400
2022	$702.00 (-4.36%) Homeowner's exemption	$56,500 (+17.46%) Land $56,500	$56,500 (+17.46%) Land $56,500
2021	$734.00	$48,100	$48,100 Land $48,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chisago County (27025C), updated April 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 67% of Minnesota
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00147-00`
Alternative APNs	`3164014` `3358355` `3443110` `3973039`

Exterior

Lot Area	255,262 sqft (5.86 acres)

Location & Zoning

Account Number	3973039
Street Address	46747 NEANDER LN
City	HARRIS
State	MN
Zip	55032-3730
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THAT PT OF SW1/4 OF NW1/4 DES AS FOL: BG AT NW COR THEREOF; TH E 320 FT; TH S TO S LINE OF SAID QTR; TH W 320 FT TO SW COR OF
Legal Range	022
Legal Township	036
Legal Section	12
Jurisdiction	CHISAGO MN
Minor Civil Division	FISH LAKE
Census Blockgroup	3
Census Block	3019
Census Tract	110100