4674 Kramer Dr, Saint Louis, MO 63123 Property Records

St. Louis County property record for 4674 Kramer Dr, Saint Louis, MO 63123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 950 sqft · built 1961
Lot Size	0.178 acres (7,745 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2024)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25H-21-0710`

Property Details

APN / Parcel Number

Primary APN	`25H-21-0710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,745 sqft (0.178 acres)
Lot Dimensions	87 ft deep x 89 ft wide
Garage Type	Carport
Garage Area	636 sqft
Carport	Carport
Carport Area	636 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4674 KRAMER DR
City	SAINT LOUIS
State	MO
Zip	63123-5840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	TREMONTS MORGANFORD LOT 1
Legal Subdivision	TREMONTS MORGANFORD
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3001
Census Tract	219900

Owner

4674 Kramer Dr is owned and occupied by two individuals who bought it in November 2024.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Nov 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Nov 22, 2023	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Nov 22, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Nov 22, 2023 · Amount on File
Deed Document Number	20241112709
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840

Mortgage

Document Number	2025093000612
Date	Sep 30, 2025
Instrument	2025093000612

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 12, 2024
Property Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840
Document Number	2024111200709
Map Reference	MB 100 PG 19
Instrument Date	Nov 7, 2024
Instrument	2024111200709
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1737 SPRINGBROOK DR, BARNHART, MO 63012-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840

Mortgage

Document Number	2024111200710
Date	Nov 12, 2024
Instrument	2024111200710

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 22, 2023
Property Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840
Document Number	2023112200259
Map Reference	MB 100 PG 19
Instrument Date	Nov 20, 2023
Instrument	2023112200259
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10128 MANION PL, AFFTON, MO 63123-7369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 SPRINGBROOK DR, BARNHART, MO 63012-1930

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Nov 22, 2023
Property Address	4674 KRAMER DR, SAINT LOUIS, MO 63123-5840
Document Number	2023112200257
Map Reference	MB 100 PG 19
Instrument Date	Nov 20, 2023
Instrument	2023112200257
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10128 MANION PL, AFFTON, MO 63123-7369

Tax Assessment & Valuation

The 2025 property tax bill for 4674 Kramer Dr was $2,871, up 19.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Bayless School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,870 (-) Land $12,640 Building $30,230	$225,600 (-) Land $66,500 Building $159,100
2025	$2,871.00 (+19.38%)	$42,870 Land $12,640 Building $30,230	$225,600 Land $66,500 Building $159,100
2024	$2,405.00 (+1.61%)
2023	$2,367.00 (+21.82%)	$33,290 (+33.21%) Land $6,310 Building $26,980	$175,200 Land $33,200 Building $142,000
2022	$1,943.00	$24,990 Land $7,220 Building $17,770
2021			$131,500 Land $38,000 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4674 Kramer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4674 Kramer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	800 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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