4674 Harding St, Conklin, MI 49403 Property Records

Ottawa County property record for 4674 Harding St, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1976
Lot Size	10.4 acres (455,420 sqft)
Owner	Individual Name on File
Tax Bill	$4,222 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-01-31-100-003`

Property Details

APN / Parcel Number

Primary APN	`70-01-31-100-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	455,420 sqft (10.4 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4674 HARDING ST
City	CONKLIN
State	MI
Zip	49403-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	PART NW 1/4 COM 880 FT W OF N 1/4 COR, TH W 1012 FT, S 450 FT, E 1012 FT, TH N 450 FT TO BEG SEC 31 T9N R13W 1047 A
Legal Range	13W
Legal Township	09N
Legal Section	31
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2009
Census Tract	20100

Owner

Source: Ottawa County records · APN 70-01-31-100-003

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4674 HARDING ST, CONKLIN, MI 49403-9572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 07, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 09, 2015
Transfer Doc	20150021508
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	4674 HARDING ST, CONKLIN, MI 49403-9572
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170018652
Date	May 25, 2017
Instrument	2017-0018652

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	4674 HARDING ST, CONKLIN, MI 49403-9572
Transaction Type	Mortgage
Record Updated	Oct 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-0033050
Date	Sep 07, 2017
Instrument	2017-0033050

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 04, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,400 (+3.39%)	$420,800 (+3.39%)
2025	$4,222.00 (+16.53%) Homeowner's exemption	$203,500 (+9.82%)	$407,000 (+9.82%)
2023		$185,300	$370,600
2022	$3,623.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2014 · tidal / storm surge
Claims by Event	Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mercury Broadband Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 13 locations within half a mile of this property.

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