46735 Summit Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 46735 Summit Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,393 sqft · built 1990
Owner	2 Individual Names on File
Last Sale	$293,000 (May 2015)
Tax Bill	$3,301 (2023)
Deeds & Mortgages	Mar 2024 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-36-6193-071`

Property Details

APN / Parcel Number

Primary APN	`014-36-6193-071`
Alternative APN	`81/F/1CM16125`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,393 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	649 sqft
Basement Area	487 sqft
Finished Basement	487 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Patio Area	48 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	/81/F/1CM16125
Street Address	46735 SUMMIT TER
City	STERLING
State	VA
Zip	20164-2396
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	ROLLING RIDGE TH CONDO PH.16 UNIT 125 200904100021856
Legal Subdivision	ROLLING RIDGE
Legal Phase	16
Legal Lot Number	125
Legal Unit	125
Jurisdiction	LOUDOUN VA
Township / Civil Division	Washington-Arlington-Alexandria, DC-VA-MD-WV
Census Block Group	1
Census Block	1009
Census Tract	611300

Owner

Source: Loudoun County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46735 SUMMIT TER, STERLING, VA 20164-2396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Apr 10, 2009 · Amount on Record
Deed Document Number	5280034093
Deed Book / Page	201505280 / 034093
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46735 SUMMIT TER, STERLING, VA 20164-2396
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008096
Date	Mar 4, 2024
Instrument	202403040008096

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46735 SUMMIT TER, STERLING, VA 20164-2396
Document Number	20200922085926
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46735 SUMMIT TER STERLING VA 201642396, STERLING, VA 20164-2396

Mortgage

Document Number	20200922085926
Date	Sep 22, 2020
Instrument	85926

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 21, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,301.00	$377,280 Land $103,500 Building $273,780	$377,280 Land $103,500 Building $273,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Cox Communications.

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