4672 Wilson Rd, Defiance, MO 63341 Property Records

St. Charles County property record for 4672 Wilson Rd, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,797 sqft · built 1976
Lot Size	4.43 acres (192,971 sqft)
Owner	Individual Name on File
Last Sale	$204,900 (Mar 2010)
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Oct 2026 Transfer Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`596675A000`

Property Details

APN / Parcel Number

Primary APN	`596675A000`
Alternative APN	`3-0055-S033-00-0008.1000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,797 sqft Living Area
Gross Area	3,745 sqft
1st Floor Area	1,797 sqft
Basement Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Hardboard
Roof Type	Gable
Roof Material	Asphalt
Lot Area	192,971 sqft (4.43 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596675A000
Street Address	4672 WILSON RD
City	DEFIANCE
State	MO
Zip	63341-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4
Legal Range	2
Legal Township	46
Legal Section	03
Legal Subdivision	SUBDIVISION/REAL EST/JOSEPH BA
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2040
Census Tract	312206

Owner

4672 Wilson Rd is owned and occupied by an individual who acquired it in October 2026.

Source: St. Charles County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4672 WILSON RD, DEFIANCE, MO 63341-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRIAD BANK
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2010 · Amount on File
Deed Sale	Mar 18, 2010 · Amount on File
Deed Document Number	2010159360
Deed Book / Page	5355 / 1011
Last Transfer Date	Oct 9, 2026
Transfer Doc	0000048270
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 9, 2026
Property Address	4672 WILSON RD, DEFIANCE, MO 63341-1410
Document Number	0000048270
Instrument Date	Oct 9, 2026
Instrument	202648270
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4672 WILSON RD, DEFIANCE, MO 63341-1410

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4672 WILSON RD, DEFIANCE, MO 63341-1410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068832420
Date	Feb 27, 2018
Book Page	6883/2420
Instrument	20180227000103760

Lender

Name	TRIAD BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4672 WILSON RD, DEFIANCE, MO 63341-1410
Document Number	0000077549
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4672 WILSON RD DEFIANCE MO 633411410, DEFIANCE, MO 63341-1410

Mortgage

Document Number	0000077549
Date	Oct 14, 2020
Instrument	77549

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	STLOUIS, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 13, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4672 Wilson Rd was $4,248.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,961 (-)	$373,475 (-) Land $93,030 Building $280,445
2025	$4,248.00	$70,961	$373,475 Land $93,030 Building $280,445
2023		$71,149
2022			$374,462 Land $79,740 Building $294,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4672 Wilson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4672 Wilson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon, Wisper ISP.

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