4672 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 4672 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,962 sqft · built 1960
Lot Size	0.927 acres (40,419 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Dec 2019)
Tax Bill	$378 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`42W000000400`

Property Details

APN / Parcel Number

Primary APN	`42W000000400`
Alternative APNs	`005548` `5548`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,962 sqft Adjusted Area
1st Floor Area	1,481 sqft
2nd Floor Area	296 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	40,419 sqft (0.927 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4672 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-2861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E2 SE4 4672 RIDGE RD
Legal Range	18W
Legal Township	17S
Legal Section	15
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	301

Owner

Source: Lowndes County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4672 RIDGE RD, COLUMBUS, MS 39705-2861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 30, 2019	Warranty Deed, Transfer HOMEPATH MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Book / Page	2019 / 9505
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Sep 30, 2026
Property Address	4672 RIDGE RD, COLUMBUS, MS 39705-2861
Document Number	2026023685
Book / Page	2026 / 23685
Instrument Date	Sep 16, 2026
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4672 RIDGE RD, COLUMBUS, MS 39705-2861

Mortgage

Document Number	2026023685,
Date	Sep 30, 2026
Book Page	2026/23685

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 30, 2019
Property Address	4672 RIDGE RD, COLUMBUS, MS 39705-2861
Document Number	0020199505
Book / Page	002019 / 009505
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4672 RIDGE RD COLUMBUS MS 397052861, COLUMBUS, MS 39705-2861

Mortgage

Document Number	20197477
Date	Dec 30, 2019
Book Page	002019/027477

Lender

Name	HOMEPATH MORTGAGE LLC
Address	30 ROCKINGHAM LN, OAK RIDGE, TN 37830-9033

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$378.00 (+0.27%) Homeowner's exemption	$6,630 (+15.97%)	$66,300 (+15.97%) Land $15,000 Building $51,300
2024	$377.00 (+18.55%)
2023	$318.00 Homeowner's exemption	$5,717	$57,170 Land $15,000 Building $42,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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