Okaloosa County property record for 4672 Cole Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 2016 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,200 (Jan 2016) |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-5342-6 |
| Primary APN | C56-000-597-5342-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,421 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 214,751 sqft (4.93 acres) |
| Garage Type | Carport |
| Garage Area | 932 sqft |
| Carport | Carport |
| Carport Area | 932 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4672 COLE LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 462 FT N OF SE COR OF NE1/4 OF SE1/4 N 210 FT W 210 FT W 210 FT E 210 FT TO BEG COM NW COR OF E1/2 OF NE 1/4 OF SE1/4 S579 FT E16 FT TO POB E643 FT S128 FT W210 FT S210 FT W433.5 FT N338 FT TO POB AS OR |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 32 |
| Legal Block | 12 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20101 |
4672 Cole Ln is owned and occupied by an individual who bought it in January 2016.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4672 COLE LN, HOLT, FL 32564-9211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on File |
| Deed Sale | Jan 19, 2016 · Amount on File |
| Prior Sale | Aug 6, 2015 · Amount on File |
| Deed Document Number | 20163043286 |
| Deed Book / Page | 3231 / 4943 |
| Prior Transfer Date | Jan 14, 2016 |
| Prior Transfer Doc | 0032314943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4672 COLE LN, HOLT, FL 32564-9211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 5440 GWEN LN, PACE, FL 32571-9350 |
| Document Number | 0035191976 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 3519/1976 |
| Instrument | 3423054 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 4672 Cole Ln was $942 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $942.00 Homeowner's exemption | $127,369 | $183,074 Land $23,048 Building $160,026 |
| 2023 | $878.00 (+3.29%) Homeowner's exemption | $120,174 (+3%) | $169,112 (+7.98%) Land $15,211 Building $153,901 |
| 2022 | $850.00 Homeowner's exemption | $116,674 | $156,620 Land $14,216 Building $142,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4672 Cole Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4672 Cole Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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