4670 Garmon Mill Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 4670 Garmon Mill Rd, Midland, NC 28107

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,040 sqft · built 2022
Lot Size	6.31 acres (274,864 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Jun 2022)
Tax Bill	$952 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5554 20 8392`

Property Details

APN / Parcel Number

Primary APN	`5554 20 8392`
Alternative APNs	`10018 0012.100000` `111296` `155874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	3,541 sqft
1st Floor Area	2,040 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	274,864 sqft (6.31 acres)
Lot Width	134 ft Width
Porch	Slab
Deck Area	24 sqft
Patio Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155874
Street Address	4670 GARMON MILL RD
City	MIDLAND
State	NC
Zip	28107-6747
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	HDR
Legal Description	SOUTH SIDE GARMON MILL RD
Legal Subdivision	DOWNTOWN MIDLAND
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1035
Census Tract	41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage DATA MORTGAGE INC
Mar 27, 2024	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jun 8, 2022	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 20, 2021	Warranty Deed, Transfer
May 11, 2021	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202218422
Deed Book / Page	16060 / 212
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017735324
Date	Nov 25, 2025
Book Page	17735/324

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747

Mortgage

Document Number	0001686545
Date	Mar 27, 2024
Book Page	16865/45

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 8, 2022
Property Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747
Document Number	0016060212
Book / Page	16060 / 212
Map Reference	MB 783 PG 333
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1936 US HIGHWAY 64 E, ASHEBORO, NC 27203-8443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GLENWOOD DR, MOORESVILLE, NC 28115-2808

Mortgage

Document Number	0160600215
Date	Jun 8, 2022
Instrument	16060-0215

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 20, 2021
Property Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747
Document Number	0001534599
Book / Page	15345 / 99
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9814 CONCORD HWY, MIDLAND, NC 28107-9103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 US HIGHWAY 64 E, ASHEBORO, NC 27203-8443
Investor	Possibly a Property Investor

May 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CABARRUS NC
Recording Date	May 11, 2021
Property Address	4670 GARMON MILL RD, MIDLAND, NC 28107-6747
Document Number	0015162220
Book / Page	15162 / 220
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,110 (+49.82%) Land $143,630 Building $387,480
2024			$531,110 (+49.82%) Land $143,630 Building $387,480
2023	$952.00	$354,490 Land $113,390 Building $241,100	$354,490 Land $113,390 Building $241,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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