4670 Apple Tree Pl, Lenoir, NC 28645 Property Records

Caldwell County property record for 4670 Apple Tree Pl, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1989
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Apr 2017)
Tax Bill	$1,774 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14 29 2 11`

Property Details

APN / Parcel Number

Primary APN	`14 29 2 11`
Alternative APN	`161289`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Heated Area
Gross Area	3,962 sqft
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	155,074 sqft (3.56 acres)

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Deck Area	832 sqft
Patio Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	161289
Street Address	4670 APPLE TREE PL
City	LENOIR
State	NC
Zip	28645-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1917 PG 1372 YR 2017 ST 370.00
Jurisdiction	CALDWELL NC
Township / Civil Division	YADKIN VALLEY
Census Block Group	3
Census Block	3014
Census Tract	31100

Owner

4670 Apple Tree Pl is owned and occupied by two individuals who bought it in April 2017.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4670 APPLE TREE PL, LENOIR, NC 28645-6508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Apr 25, 2017	Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Book / Page	1917 / 1372
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4670 APPLE TREE PL, LENOIR, NC 28645-6508
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231117
Date	Jun 2, 2021
Book Page	2023/1117
Instrument	10058329

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 25, 2017
Property Address	4670 APPLE TREE PL, LENOIR, NC 28645-6508
Document Number	0010010738
Book / Page	001917 / 001372
Instrument Date	Apr 25, 2017
Instrument	10010738
Transaction Type	Transfer
Record Updated	May 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4670 APPLE TREE PL LENOIR NC 286456508, LENOIR, NC 28645-6508

Mortgage

Document Number	10010739
Date	Apr 25, 2017
Book Page	001917/001375
Instrument	10010739

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON-SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4670 Apple Tree Pl was $1,774, down 21.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,774.00 (-21.57%)	$298,500 (-) Land $38,100 Building $260,400
2025	$2,262.00	$298,500 Land $38,100 Building $260,400	$298,500 Land $38,100 Building $260,400
2023		$192,500 (-) Land $32,200 Building $160,300	$192,500 (-) Land $32,200 Building $160,300
2022	$1,437.00	$192,500 Land $32,200 Building $160,300	$192,500 Land $32,200 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4670 Apple Tree Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4670 Apple Tree Pl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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