4670 A1A S, Unit 3304, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 4670 A1A S, Unit 3304, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$374,000 (Jun 2018)
Tax Bill	$6,208 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175881-0316`

Property Details

APN / Parcel Number

Primary APN	`175881-0316`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	133 Units
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985

Location & Zoning

Street Address	4670 A1A S, 3304
City	SAINT AUGUSTINE
State	FL
Zip	32080-7494
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR660/837) COLONY REEF CLUB I CONDO UNIT 16-C OR4560/1535
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	COLONY REEF CLUB 1 PH 3 W BLDG
Legal Block	1
Legal Lot Number	16C
Legal Unit	16
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1001 MEADOW VIEW LN, SAINT AUGUSTINE, FL 32092-1055
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MTG
Jun 8, 2018	Warranty Deed, Transfer · ARM FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Oct 6, 2003 · Amount on Record
Deed Document Number	201840223
Deed Book / Page	4560 / 1535
Prior Transfer Date	May 31, 2011
Prior Transfer Doc	0034420582
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 15, 2020
Property Address	4670 A1A S UNIT 3304, 3304, SAINT AUGUSTINE, FL 32080-7494
Document Number	0048661149
Book / Page	004866 / 001149
Instrument Date	Jan 15, 2020
Instrument	3594
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 MEADOW VIEW LN ST AUGUSTINE FL 320921055, ST AUGUSTINE, FL 32092-1055

Mortgage

Document Number	48661151
Date	Jan 15, 2020
Book Page	004866/001151
Instrument	3595

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.75%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 8, 2018
Property Address	4670 A1A S UNIT 3304, 3304, SAINT AUGUSTINE, FL 32080-7494
Document Number	0045601535
Book / Page	4560 / 1535
Map Reference	MB660 PGS 837
Instrument Date	Jun 8, 2018
Instrument	2018040223
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 MEADOW, SAINT AUGUSTINE, FL 32092

Mortgage

Document Number	2018040224
Date	Jun 8, 2018
Instrument	2018040224

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,000 (-) Building $459,000	$459,000 (-) Building $459,000
2025	$6,208.00 (+5.65%)	$459,000 (-13.29%)	$459,000 (-13.29%)
2024	$5,876.00 (+3.67%)	$529,380 (+0.19%)	$529,380 (+0.19%)
2023	$5,668.00 (+8.56%)	$528,370 (+9.05%)	$528,370 (+9.05%)
2022	$5,221.00	$484,500	$484,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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