4670 A1A S, Unit 2311, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 4670 A1A S, Unit 2311, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1985
Owner	2 Individual Names on File
Last Sale	$549,000 (May 2026)
Tax Bill	$6,566 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`175881-0320`

Property Details

APN / Parcel Number

Primary APN	`175881-0320`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	133 Units
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985

Location & Zoning

Street Address	4670 A1A S, 2311
City	SAINT AUGUSTINE
State	FL
Zip	32080-7497
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR660/837) COLONY REEF CLUB I CONDO UNIT 20-C OR668/275 & 5027/113
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	COLONY REEF CLUB 1 PH 2 N BLDG
Legal Block	1
Legal Lot Number	20C
Legal Unit	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4188 STONE LAKE DR, ZIONSVILLE, IN 46077-4627
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Aug 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Deed Document Number	202645872
Deed Book / Page	6372 / 1481
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0050270113
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 29, 2026
Property Address	4670 A1A S, 2311, SAINT AUGUSTINE, FL 32080-7497
Document Number	0063721481
Book / Page	6372 / 1481
Instrument Date	May 26, 2026
Instrument	202645872
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 STONE LAKE DR, ZIONSVILLE, IN 46077-4627

Mortgage

Document Number	0000045873,
Date	May 29, 2026
Instrument	202645873

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 29, 2026
Property Address	4670 A1A S, 2311, SAINT AUGUSTINE, FL 32080-7497
Document Number	0000045872
Book / Page	6372 / 1481
Instrument Date	May 26, 2026
Instrument	202645872
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 STONE LAKE DR, ZIONSVILLE, IN 46077-4627

Mortgage

Document Number	0000045873,
Date	May 29, 2026
Instrument	202645873

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 27, 2020
Property Address	4670 A1A S UNIT 2311, 2311, SAINT AUGUSTINE, FL 32080-7497
Document Number	0050270113
Book / Page	005027 / 000113
Instrument Date	Aug 25, 2020
Instrument	72266
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	211 RANTOUL ST #401 BEVERLY MA 019154297, 401, BEVERLY, MA 01915-4297

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,958 (-1.77%) Building $505,958	$515,100 (-) Building $515,100
2025	$6,566.00 (+17.19%)	$515,100 (-1.81%)	$515,100 (-1.81%)
2024	$5,603.00 (-0.46%)
2023	$5,629.00 (+16.28%)	$524,576 (+25.44%)	$524,576 (+25.44%)
2022	$4,841.00	$418,200	$418,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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