4670 A1A S, Unit 2101, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 4670 A1A S, Unit 2101, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$685,000 (Oct 2022)
Tax Bill	$8,671 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`175881-0130`

Property Details

APN / Parcel Number

Primary APN	`175881-0130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	133 Units
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985

Location & Zoning

Street Address	4670 A1A S, 2101
City	SAINT AUGUSTINE
State	FL
Zip	32080-7495
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR660/837) COLONY REEF CLUB I CONDO UNIT 30-A OR5656/1077
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	COLONY REEF CLUB 1 PH 2 N BLDG
Legal Block	1
Legal Lot Number	30A
Legal Unit	30
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

Source: St. Johns County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	625 N MAIN ST, DAVIDSON, NC 28036-9499
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 28, 2022	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	2022100392
Deed Book / Page	5656 / 1077
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4670 A1A S UNIT 2101, 2101, SAINT AUGUSTINE, FL 32080-7495
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 HICKORY MILL DR SE, SMYRNA, GA 30082-4027

Mortgage

Document Number	0057371658
Date	Apr 11, 2023
Book Page	5737/1658
Instrument	2023026613

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	12.2%
Index	Other
Max Rate	12.2%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4670 A1A S UNIT 2101, 2101, SAINT AUGUSTINE, FL 32080-7495
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 HICKORY MILL DR SE, SMYRNA, GA 30082-4027

Mortgage

Document Number	0057361723
Date	Apr 6, 2023
Book Page	5736/1723
Instrument	2023026098

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	12.2%
Index	Other
Max Rate	12.2%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 28, 2022
Property Address	4670 A1A S UNIT 2101, 2101, SAINT AUGUSTINE, FL 32080-7495
Document Number	0056561077
Book / Page	5656 / 1077
Map Reference	MB 660 PG 837
Instrument Date	Oct 26, 2022
Instrument	2022100392
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9292 SW 31ST PL, 9292, GAINESVILLE, FL 32608-7935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 N MAIN ST, DAVIDSON, NC 28036-9499
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2021
Property Address	4670 A1A S UNIT 2101, 2101, SAINT AUGUSTINE, FL 32080-7495
Document Number	0052701293
Book / Page	5270 / 1293
Map Reference	MB 660 PG 837
Instrument Date	May 20, 2021
Instrument	2021057080
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,992.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8930 PURDY CRESCENT TRL, 8930, RICHMOND, TX 77406-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9292 SW 31ST PL, GAINESVILLE, FL 32608-7935

Mortgage

Document Number	52701295
Date	May 20, 2021
Instrument	5270/1295

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4670 A1A S UNIT 2101, 2101, SAINT AUGUSTINE, FL 32080-7495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049330286
Date	Apr 30, 2020
Book Page	4933/286
Instrument	2020033211

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2018
Property Address	4670 A1A S UNIT 2101, 2101, SAINT AUGUSTINE, FL 32080-7495
Document Number	0045721018
Book / Page	4572 / 1018
Map Reference	MB675 PG314-326
Instrument Date	Jul 2, 2018
Instrument	2018046541
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SVCS OF ST JOHN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 JOEY DR, 279, SAINT AUGUSTINE, FL 32080-6430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 LINMONT FALLS LN, SUGAR LAND, TX 77479-3682

Mortgage

Document Number	2018046542
Date	Jul 2, 2018
Instrument	2018046542

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,100 (-) Building $641,100	$641,100 (-) Building $641,100
2025	$8,671.00 (+14.53%)	$641,100 (+6.7%)	$641,100 (+6.7%)
2024	$7,571.00 (-9%)	$600,840 (-7.91%)	$600,840 (-7.91%)
2023	$8,320.00 (+29.37%)	$652,434	$652,434
2022	$6,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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