4670 A1A S, Unit 1403, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 4670 A1A S, Unit 1403, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$795,000 (Feb 2026)
Tax Bill	$7,767 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`175881-0403`

Property Details

APN / Parcel Number

Primary APN	`175881-0403`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	133 Units
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985

Location & Zoning

Street Address	4670 A1A S, 1403
City	SAINT AUGUSTINE
State	FL
Zip	32080-7490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR660/837) COLONY REEF CLUB I CONDO UNIT 3-D OR6301/1491
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	COLONY REEF CLUB 1 PH 1 S BLDG
Legal Block	1
Legal Lot Number	3D
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21403

Owner

Source: St. Johns County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 MORELAND AVE NE, A, ATLANTA, GA 30307-1596
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage METROJAX PROPERTY HOLDING LLC
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 2, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 31, 2017	Deed of Trust, Mortgage · SBA Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	202610519
Deed Book / Page	6301 / 1491
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0000101749
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4670 A1A S UNIT 1403, 1403, SAINT AUGUSTINE, FL 32080-7490
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 SAN JOSE BLVD, JACKSONVILLE, FL 32217-3426

Mortgage

Document Number	0057081339
Date	Feb 14, 2023
Book Page	5708/1339
Instrument	2023011328

Lender

Name	METROJAX PROPERTY HOLDING LLC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89169

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 6, 2026
Property Address	4670 A1A S UNIT 1403, 1403, SAINT AUGUSTINE, FL 32080-7490
Document Number	0063011491
Book / Page	6301 / 1491
Map Reference	MB 660 PG 837-925
Instrument Date	Jan 26, 2026
Instrument	2026010519
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1968 RIVER RD, JACKSONVILLE, FL 32207-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 MORELAND AVE NE APT A, A, ATLANTA, GA 30307-1596

Mortgage

Document Number	0063011493
Date	Feb 6, 2026
Instrument	6301/1493

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 2, 2022
Property Address	4670 A1A S UNIT 1403, 1403, SAINT AUGUSTINE, FL 32080-7490
Document Number	0056590428
Book / Page	5659 / 428
Map Reference	MB 660 PG 837-925
Instrument Date	Oct 26, 2022
Instrument	2022101750
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7244 SAN JOSE BLVD, JACKSONVILLE, FL 32217-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 SAN JOSE BLVD, JACKSONVILLE, FL 32217-3426

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4670 A1A S UNIT 1403, 1403, SAINT AUGUSTINE, FL 32080-7490
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044291895
Date	Aug 31, 2017
Book Page	4429/1895
Instrument	2017059586

Lender

Name	SYNOVUS BANK
Type	Bank
Address	NORCROSS, GA 30091

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,266 (-) Building $574,266	$574,266 (-) Building $574,266
2025	$7,767.00 (+7.34%)	$574,266 (-10.65%)	$574,266 (-10.65%)
2024	$7,236.00 (-11.72%)
2023	$8,197.00 (+31.91%)	$642,751 (+18.95%)	$642,751 (+18.95%)
2022	$6,214.00	$540,338	$540,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	773 units insured incl. 601 condo units
Nearby Flood Claims	9 (2001–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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