4670 9th St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4670 9th St NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.409 acres (17,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,927 (Oct 2025)
Tax Bill	$158 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.02223.00`

Property Details

APN / Parcel Number

Primary APN	`17.02223.00`

Exterior

Architectural Style	Multi-Family
Lot Area	17,817 sqft (0.409 acres)

Location & Zoning

Street Address	4670 9TH ST NE
City	SAINT CLOUD
State	MN
Zip	56304-9452
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-28 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-007 BLOCK-007
Legal Range	030
Legal Township	036
Legal Section	28
Legal Subdivision	WATERS EDGE AT DON LK 4TH ADDN
Legal Block	7
Legal Lot Number	7
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2066
Census Tract	20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4670 9TH ST NE, SAINT CLOUD, MN 56304-9452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 6, 2025	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Jan 29, 2024	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	2025479709
Prior Transfer Date	Sep 17, 2025
Prior Transfer Doc	0000479708
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 6, 2025
Property Address	4670 9TH ST NE, SAINT CLOUD, MN 56304-9452
Document Number	0000479709
Instrument Date	Sep 23, 2025
Instrument	479709
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.96
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4670 9TH ST NE, SAINT CLOUD, MN 56304-9452

Mortgage

Document Number	0000479710
Date	Oct 6, 2025
Instrument	479710

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Oct 6, 2025
Property Address	4670 9TH ST NE, SAINT CLOUD, MN 56304-9452
Document Number	0000479708
Instrument Date	Sep 17, 2025
Instrument	479708
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15697 180TH ST, MILACA, MN 56353-3202

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 29, 2024
Property Address	4670 9TH ST NE, SAINT CLOUD, MN 56304-9452
Document Number	0000470239
Instrument Date	Jan 19, 2024
Instrument	470239
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$4,633.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15697 180TH ST, MILACA, MN 56353-3202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$158.00 (-41.04%)	$368,600 (+2,357.33%) Land $60,000 Building $308,600	$368,600 (+2,357.33%) Land $60,000 Building $308,600
2025	$268.00 (-2.9%)	$15,000 (-) Land $15,000	$15,000 (-) Land $15,000
2023	$276.00	$15,000 Land $15,000	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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