Mitchell County property record for 467 Red Bird Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1978 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Feb 2020) |
| Tax Bill | $1,438 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-29-6798 |
| Primary APN | 0779-00-29-6798 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 30,492 sqft (0.7 acres) |
| Heating System | Central |
|---|
| Account Number | 555782732 |
|---|---|
| Street Address | 467 RED BIRD RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX FIRE FORTY LOT 5 |
| Legal Subdivision | FOX FIRE FORTY |
| Legal Lot Number | 5 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 467 RED BIRD RD, SPRUCE PINE, NC 28777-9454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Deed Document Number | 2020212 |
| Deed Book / Page | 610 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 467 RED BIRD RD, SPRUCE PINE, NC 28777-9454 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 467 RED BIRD RD, SPRUCE PINE, NC 28777-9454 |
| Document Number | 000652/822 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 652/822 |
| Instrument | 2022003433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 10, 2020 |
| Property Address | 467 RED BIRD RD, SPRUCE PINE, NC 28777-9454 |
| Document Number | 610/560 |
| Book / Page | 610 / 560 |
| Map Reference | MB 144 GP 49A |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2020000212 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 467 RED BIRD RD, SPRUCE PINE, NC 28777-9454 |
| Document Number | 2020000213 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020000213 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 4.37% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,438.00 | $224,700 (-) Land $23,100 Building $201,600 | |
| 2025 | $1,438.00 (+1.63%) | $224,700 (-) Land $23,100 Building $201,600 | |
| 2023 | $1,415.00 | $224,700 Land $23,100 Building $201,600 | $224,700 Land $23,100 Building $201,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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