467 Pirates Rd, Summerland Key, FL 33042 Property Records

Monroe County property record for 467 Pirates Rd, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2018
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$579,000 (May 2019)
Tax Bill	$5,028 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00215200-000000`

Property Details

APN / Parcel Number

Primary APN	`00215200-000000`
Alternative APNs	`28662900215200000000` `1282430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Plywood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1282430
Old Parcel Number	28662900215200000000
Street Address	467 PIRATES RD
City	SUMMERLAND KEY
State	FL
Zip	33042-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 3 JOLLY ROGER ESTATES LITTLE TORCH KEY PB5-34 OR521-315 OR754-1592-D/C OR754-1594 OR754-1593 OR946-928 OR1038-1271
Legal Range	29E
Legal Township	66S
Legal Section	28
Legal Subdivision	JOLLY ROGER ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2017
Census Tract	971502

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	467 PIRATES RD, SUMMERLAND KEY, FL 33042-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Oct 10, 2002 · Amount on Record
Deed Document Number	2222083
Deed Book / Page	2966 / 1572
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 29, 2019
Property Address	467 PIRATES RD, SUMMERLAND KEY, FL 33042-5540
Document Number	0029661572
Book / Page	2966 / 1572
Map Reference	MB 5 PG 34
Instrument Date	May 23, 2019
Instrument	2222083
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14253 APPLETON BLVD, 14253, PORT CHARLOTTE, FL 33981-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY LN, DOYLESTOWN, PA 18901-3125

Mortgage

Document Number	0029661574
Date	May 29, 2019
Instrument	2966-1574

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$551,832 (+5.99%)	$854,529 (-0.74%) Land $543,000 Building $311,529
2024	$5,028.00 (+4.27%)
2023	$4,822.00 (+2.71%) Homeowner's exemption	$520,661 (+3%)	$860,895 (+28.67%) Land $570,000 Building $290,895
2022	$4,695.00 Homeowner's exemption	$505,497	$669,057 Land $375,000 Building $294,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 829 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	829 in force
Nearby Flood Claims	700 (1998–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 355 claims Hurricane Wilma, Oct 2005 · 114 claims Hurricane Georges, Sep 1998 · 207 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20