Kenton County property record for 467 Elm St, Ludlow, KY 41016
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 1948 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $257,250 (Mar 2026) |
| Tax Bill | $2,664 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-34-07-002.00 |
| Primary APN | 026-34-07-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Finished Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Street Address | 467 ELM ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1427 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LUDLOW 2ND PART LOT 23 & PT LOT 22 |
| Legal Subdivision | LUDLOW EST 2ND PARTITION |
| Legal Lot Number | 23,22 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 66900 |
467 Elm St, a duplex, is owned by a company that bought it in March 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 525 ELM ST, LUDLOW, KY 41016-1304 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Limited Warranty Deed, Transfer |
| Mar 20, 2026 | Warranty Deed, Transfer |
| Dec 9, 2019 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | May 29, 2024 · Amount on File |
| Deed Document Number | 2026594 |
| Deed Book / Page | 403 / 585 |
| Prior Transfer Date | May 15, 2024 |
| Prior Transfer Doc | 0005900010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 24, 2026 |
| Property Address | 467 ELM ST, LUDLOW, KY 41016-1427 |
| Document Number | 0000005810 |
| Book / Page | 404 / 569 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 26059000005810 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 ELM ST, LUDLOW, KY 41016-1304 |
| Name | Verified Name |
|---|---|
| Address | 525 ELM ST, LUDLOW, KY 41016-1304 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 20, 2026 |
| Property Address | 467 ELM ST, LUDLOW, KY 41016-1427 |
| Document Number | 0000005694 |
| Book / Page | 403 / 585 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 26059000005694 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4719 GREEN BELT DR, CLEVES, OH 45002-9103 |
| Name | Verified Name |
|---|---|
| Address | 525 ELM ST, LUDLOW, KY 41016-1304 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 467 ELM ST, LUDLOW, KY 41016-1427 |
| Document Number | 0000000173 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 467 ELM ST LUDLOW KY 410161427, LUDLOW, KY 41016-1427 |
| Document Number | 0000000173 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 0C6836/000104 |
| Instrument | 173 |
| Name | CINFED CU |
|---|---|
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 22, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 467 Elm St was $2,664.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,000 (-) Land $15,000 Building $189,000 | $204,000 (-) Land $15,000 Building $189,000 | |
| 2025 | $2,664.00 | $204,000 Land $10,000 Building $194,000 | $204,000 Land $10,000 Building $194,000 |
| 2023 | $1,158.00 | $90,000 Land $10,000 Building $80,000 | $90,000 Land $10,000 Building $80,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 467 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 467 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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