46695 Ferguson Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46695 Ferguson Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,220 sqft · built 2000
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Jul 2000)
Tax Bill$4,795 (2025)
Deeds & MortgagesNov 2020 Second Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-35-129-015

Property Details

APN / Parcel Number

Primary APN20-08-35-129-015
Alternative APN
  • 0835129015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area2,186 sqft
Basement Area2,186 sqft
Unfinished Basement2,186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions118 ft deep x 85 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46695 FERGUSON LN
CityMACOMB
StateMI
Zip48044-3779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEAUFAIT FARMS SUB LOT 31 LIBER:132 PAGES: 13-19
Legal SubdivisionBEAUFAIT FARMS SUB
Legal Lot Number31
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2035
Census Tract223402

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46695 FERGUSON LN, MACOMB, MI 48044-3779
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GENISYS CU
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERFORD BANK NA
Jun 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2000 · Amount on Record
Deed SaleJul 24, 2000 · Amount on Record
Last Transfer DateJun 6, 2017
Transfer Doc0000078799
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46695 FERGUSON LN, MACOMB, MI 48044-3779
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address56695 FERGUFON LANE, MAXIMO, OH 43044

Mortgage

Document Number0000145245
DateNov 25, 2020
Book Page27190/459
Instrument2145245
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueOct 16, 2030

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46695 FERGUSON LN, MACOMB, MI 48044-3779
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051864
DateApr 29, 2020
Book Page26673/291
Instrument2051864
Lender
NameWATERFORD BANK NA
TypeBank
AddressTOLEDO, OH 43617
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJun 23, 2017
Property Address46695 FERGUSON LN, MACOMB, MI 48044-3779
Document Number0000078799
Book / Page024789 / 000584
Instrument DateJun 6, 2017
Instrument78799
Transaction TypeTransfer
Record UpdatedAug 9, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46695 FERGUSON LN MACOMB MI 480443779, MACOMB, MI 48044-3779

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,100 (+3.03%)$476,200 (+3.03%)
2025$4,795.00 (+13.14%) Homeowner's exemption$231,100 (+17.19%)$462,200 (+17.19%)
2023$197,200$394,400
2022$4,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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