4669 N Cross Rd, Spring Arbor, MI 49283 Property Records

Jackson County property record for 4669 N Cross Rd, Spring Arbor, MI 49283

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1990
Lot Size	2.67 acres (116,305 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Sep 2016)
Tax Bill	$649 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-12-20-326-004-03`

Property Details

APN / Parcel Number

Primary APN	`000-12-20-326-004-03`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	116,305 sqft (2.67 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4669 N CROSS RD
City	SPRING ARBOR
State	MI
Zip	49283-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNF1/AG1
Legal Description	BEG AT SW COR OF SEC 20 TH W 217.80 FT (RECORD) TO CEN LN OF N CROSS RD TH N0DEG 11'48''E (RECORD N2DEG E) 2166.90 FT TO A PT
Legal Range	02W
Legal Township	03S
Legal Section	20
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	2
Census Block	2018
Census Tract	6401

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4669 N CROSS RD, SPRING ARBOR, MI 49283-9620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage HILLSDALE COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2016 · Amount on Record
Deed Sale	Sep 9, 2016 · Amount on Record
Prior Sale	Nov 9, 1999 · Amount on Record
Deed Document Number	20162749219
Deed Book / Page	2084 / 831
Prior Transfer Date	Feb 21, 2003
Prior Transfer Doc	0002282322
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	4669 N CROSS RD, SPRING ARBOR, MI 49283-9620
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4669 N CROSS RD, SPRING ARBOR, MI 49283-9620

Mortgage

Document Number	0002894656
Date	Sep 23, 2021
Book Page	2196/666
Instrument	2894656

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	4669 N CROSS RD, SPRING ARBOR, MI 49283-9620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002825454
Date	Jun 14, 2019
Book Page	2143/0366
Instrument	2825454

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,300 (+10.24%)	$148,600 (+10.24%)
2025	$649.00 (-57.27%)	$67,400 (+18.87%)	$134,800 (+18.87%)
2024	$1,519.00 (+10.15%)
2023		$56,700	$113,400
2022	$1,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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