Minnehaha County property record for 46685 SD Highway 38, Sioux Falls, SD 57107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,880 sqft · built 1992 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,906 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-15-30-400-006-000 |
| Primary APN | 01-15-30-400-006-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Finished Area |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 1,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 147,668 sqft (3.39 acres) |
| Garage Type | Mixed |
| Garage Area | 1,660 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | 15785 |
|---|---|
| Street Address | 46685 SD HIGHWAY 38 |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57107-6018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC;CONSERV |
| Legal Description | E12 SE14 30 102 50 LOT B OF TR 2 CRESTWOOD HEIGHTS 30-102-50 BENTON TOWNSHI P |
| Legal Range | 50 |
| Legal Township | 102 |
| Legal Section | 30 |
| Legal Subdivision | CRESTWOOD HEIGHTS |
| Legal Tract | 2 |
| Legal Lot Number | B |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10406 |
46685 SD Highway 38 is owned and occupied by an individual.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46685 SD HIGHWAY 38, SIOUX FALLS, SD 57107-6018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA |
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 46685 SD HIGHWAY 38, SIOUX FALLS, SD 57107-6018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 46685 SD HIGHWAY 38, SIOUX FALLS, SD 57107-6018 |
| Document Number | 0001978/36 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 1978/36 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | 300 CHERAPA PL, SIOUX FALLS, SD 57103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 46685 SD HIGHWAY 38, SIOUX FALLS, SD 57107-6018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1957MTG/697 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 1957 MTG/697 |
| Name | CORTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 46685 SD HIGHWAY 38, SIOUX FALLS, SD 57107-6018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1849MTG/0837 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 1849 MTG/0837 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 46685 SD Highway 38 was $6,906.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Benton Township |
| Unified School District | West Central School District 49-7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $679,938 (+1.91%) Land $159,526 Building $520,412 | $679,938 Land $159,526 Building $520,412 | |
| 2025 | $6,906.00 | $667,200 (-0.6%) Land $141,000 Building $526,200 | |
| 2024 | $6,906.00 | $671,200 Land $141,000 Building $530,200 | |
| 2022 | $5,199.00 | $448,200 Land $72,200 Building $376,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46685 SD Highway 38 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46685 SD Highway 38 is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 66% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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