46681 Mariner Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46681 Mariner Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,197 sqft · built 1996
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2017)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-33-128-015`

Property Details

APN / Parcel Number

Primary APN	`20-08-33-128-015`
Alternative APN	`0833128015`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,197 sqft Living Area
1st Floor Area	1,235 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Split Level
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	128 ft deep x 72 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46681 MARINER DR
City	MACOMB
State	MI
Zip	48044-6700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERWOODS SUB LOT 50 LIBER: 111 PAGES: 8-12
Legal Subdivision	RIVERWOODS SUB
Legal Lot Number	50
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1004
Census Tract	224201

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46681 MARINER DR, MACOMB, MI 48044-6700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 7, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	20177027942
Deed Book / Page	24591 / 421
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	0000042593
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46681 MARINER DR, MACOMB, MI 48044-6700
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46681 MARINER DR, MACOMB, MI 48044-6700

Mortgage

Document Number	2102184781
Date	May 20, 2021
Book Page	27727/864
Instrument	202102184781

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 7, 2017
Property Address	46681 MARINER DR, MACOMB, MI 48044-6700
Document Number	0000027942
Book / Page	24591 / 421
Map Reference	LB 111 PG 8
Instrument Date	Feb 17, 2017
Instrument	7027942
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 E PENN SQ # SQ12TH, 100, PHILADELPHIA, PA 19107-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 AUBURN RD, SHELBY TOWNSHIP, MI 48317-4008

Mortgage

Document Number	0000027943
Date	Mar 7, 2017
Instrument	7027943

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,100 (+3.21%)	$386,200 (+3.21%)
2025	$5,262.00 (+13.72%) Homeowner's exemption	$187,100 (+12.98%)	$374,200 (+12.98%)
2023		$165,600	$331,200
2022	$4,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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