4668 Scotch Pine Dr, Troy, MI 48085 Property Records

Oakland County property record for 4668 Scotch Pine Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,903 sqft · built 2002
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jan 2020)
Tax Bill$7,590 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Feb 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-13-153-004

Property Details

APN / Parcel Number

Primary APN88-20-13-153-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area2,903 sqft Living Area
1st Floor Area1,461 sqft
Basement Area1,461 sqft
Unfinished Basement1,461 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area11,326 sqft (0.26 acres)
Garage Area687 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area68 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4668 SCOTCH PINE DR
CityTROY
StateMI
Zip48085-3537
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 13, OAKLAND COUNTY CONDOMINIUM PLAN NO. 1261 TROY PINES, UNIT 8L 21367 P 142. 5-11-00- FR 100-009,-037,& -038
Legal Range11E
Legal Township2N
Legal Section13
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit8
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1005
Census Tract197900

Owner

4668 Scotch Pine Dr, a condominium, is owned and occupied by two individuals who bought it in January 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4668 SCOTCH PINE DR, TROY, MI 48085-3537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 8, 2020Warranty Deed, Transfer · Conventional with PMI
MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2020 · Amount on File
Deed SaleJan 8, 2020 · Amount on File
Prior SaleNov 26, 2002 · Amount on File
Deed Document Number20204509
Deed Book / Page53678 / 445
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4668 SCOTCH PINE DR, TROY, MI 48085-3537
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018432
DateFeb 26, 2024
Book Page59183/743
Instrument18432
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueMar 13, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4668 SCOTCH PINE DR, TROY, MI 48085-3537
Transaction TypeMortgage
Record UpdatedApr 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018432
DateFeb 26, 2024
Book Page59183/743
Instrument18432
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueMar 13, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4668 SCOTCH PINE DR, TROY, MI 48085-3537
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyNOT AVAILABLE, JCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4668 SCOTCH PINE DR, TROY, MI 48085-3537

Mortgage

Document Number0000140226
DateJun 1, 2021
Book Page56312/702
Instrument140226
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4668 SCOTCH PINE DR, TROY, MI 48085-3537
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4668 SCOTCH PINE DR, TROY, MI 48085-3537

Mortgage

Document Number0000199295
DateSep 29, 2020
Book Page54910/855
Instrument199295
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 8, 2020
Property Address4668 SCOTCH PINE DR, TROY, MI 48085-3537
Document Number0000004509
Book / Page053678 / 000445
Instrument DateDec 18, 2019
Instrument4509
Transaction TypeTransfer
Record UpdatedFeb 18, 2020
Title CompanyINTERSTATE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,870.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2414 COOLIDGE HWY #201 TROY MI 480843640, 201, TROY, MI 48084-3640

Mortgage

Document Number10061
DateJan 8, 2020
Book Page053707/000249
Instrument10061
Lender
NameMICHIGAN FIRST CU
TypeCredit Union
AddressLATHRUP VILLAGE, MI 48076
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4668 Scotch Pine Dr was $7,590 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,590.00
2023$456,280
2022$7,913.00$228,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4668 Scotch Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4668 Scotch Pine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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