4666 Chippewa Way, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4666 Chippewa Way, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,696 sqft · built 2003
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2016)
Tax Bill	$7,080 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T031100055`

Property Details

APN / Parcel Number

Primary APN	`T031100055`
Alternative APN	`3-0036-8972-00-0046.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	6,056 sqft
1st Floor Area	2,202 sqft
Basement Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	105 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031100055
Street Address	4666 CHIPPEWA WAY
City	SAINT CHARLES
State	MO
Zip	63304-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECROFT #1 LOT 46
Legal Subdivision	STONECROFT #1
Legal Lot Number	46
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	4
Census Block	4001
Census Tract	311122

Owner

Source: St. Charles County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4666 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Jul 1, 2020	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2016 · Amount on Record
Deed Sale	Jul 15, 2016 · Amount on Record
Prior Sale	Apr 23, 2004 · Amount on Record
Deed Document Number	2016444050
Deed Book / Page	6574 / 1061
Last Transfer Date	May 15, 2026
Transfer Doc	0000023395
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 19, 2026
Property Address	4666 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7313
Document Number	0000023395
Instrument Date	May 15, 2026
Instrument	202623395
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4666 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7313

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4666 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7313
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4666 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7313

Mortgage

Document Number	2021R023550
Date	Mar 17, 2021
Instrument	2021R-023550

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4666 CHIPPEWA WAY, SAINT CHARLES, MO 63304-7313
Document Number	0073391743
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4666 CHIPPEWA WAY ST CHARLES MO 633047313, ST CHARLES, MO 63304-7313

Mortgage

Document Number	0073391743
Date	Jul 8, 2020
Book Page	007339/001743
Instrument	472020

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,080.00	$119,696 (+9.94%)	$629,977 (+9.94%) Building $629,977
2023		$108,870
2022			$572,999 Land $70,000 Building $502,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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