46651 Winterset Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 46651 Winterset Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,978 sqft · built 1992
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$716,000 (Apr 2021)
Tax Bill	$7,225 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-15-6575-000`

Property Details

APN / Parcel Number

Primary APN	`011-15-6575-000`
Alternative APN	`81 X 2 237`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,978 sqft Living Area
1st Floor Area	1,151 sqft
Basement Area	1,147 sqft
Finished Basement	1,147 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	449 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46651 WINTERSET CT
City	STERLING
State	VA
Zip	20165-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES S.SEC.6-D LOT 237A 1976--1236
Legal Subdivision	POTOMAC LAKE
Legal Block	2
Legal Lot Number	237A
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611207

Owner

46651 Winterset Ct is owned and occupied by two individuals who bought it in April 2021.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46651 WINTERSET CT, STERLING, VA 20165-7700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Commercial Mortgage SANDY SPRING BANK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Aug 1, 2001 · Amount on File
Deed Document Number	202145002
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 16, 2021
Property Address	46651 WINTERSET CT, STERLING, VA 20165-7700
Document Number	202104160045002
Instrument Date	Apr 15, 2021
Instrument	202104160045002
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	COMMERCIAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46651 WINTERSET CT, STERLING, VA 20165-7700

Mortgage

Document Number	202104160045003
Date	Apr 16, 2021
Instrument	202104160045003

Lender

Name	SANDY SPRING BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46651 WINTERSET CT, STERLING, VA 20165-7700
Document Number	20170126005656
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46651 WINTERSET CT STERLING VA 201657700, STERLING, VA 20165-7700

Mortgage

Document Number	20170126005656
Date	Jan 26, 2017
Instrument	5656

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 25, 2032

Interest

Rate	2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 46651 Winterset Ct was $7,225.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,225.00	$897,630 Land $281,400 Building $616,230	$897,630 Land $281,400 Building $616,230
2023	$6,860.00	$784,000 Land $241,400 Building $542,600	$784,000 Land $241,400 Building $542,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46651 Winterset Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46651 Winterset Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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