Lake County property record for 46641 Spinnaker Ln, Elmo, MT 59915 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,473 sqft · built 2008 |
| Lot Size | 0.393 acres (17,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,320 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1523993 |
| Primary APN | R1523993 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| 1st Floor Area | 1,473 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,120 sqft (0.393 acres) |
| Lot Dimensions | 214 ft deep x 80 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000031614 |
|---|---|
| Street Address | 46641 SPINNAKER LN |
| City | ELMO |
| State | MT |
| Zip | 59915-7709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NORTH BIG ARM BAY SUBD, S19, T24 N, R21 W, LOT 7, ACRES 0.393, 1/25 INT COMMON AREA LOTS 1,16,26,27,28 |
| Legal Subdivision | NORTH BIG ARM BAY SUBD |
| Legal Lot Number | 1,7,16 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 940306 |
Source: Lake County records · APN R1523993
Assessment roll updated December 31, 2024 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 204, ELMO, MT 59915-0204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2001 |
| Deed Sale | Jun 15, 2001 |
| Deed Document Number | 0000000416 |
| Record Updated | Jun 08, 2026 |
Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,320.00 (-25.56%) | $958,100 (+42.19%) | $958,100 (+42.19%) Land $461,200 Building $496,900 |
| 2023 | $4,460.00 | $673,800 | $673,800 Land $295,600 Building $378,200 |
Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300479403062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| CommunityTel | Fixed Wireless (unlicensed) | 25 / 10 |
| Lumen Technologies | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: CommunityTel. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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