46641 Sauls Rd, Callahan, FL 32011 Property Records

Nassau County property record for 46641 Sauls Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,948 sqft · built 2019
Lot Size	6.09 acres (265,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Sep 2008)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-2N-25-0240-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`04-2N-25-0240-0001-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,948 sqft Heated Area
Gross Area	4,371 sqft
1st Floor Area	2,948 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	265,716 sqft (6.09 acres)
Garage Area	936 sqft
Porch	Porch
Porch Area	487 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	46641 SAULS RD
City	CALLAHAN
State	FL
Zip	32011-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	BLOCK 1 LOT 1 (EX PT IN R/W) & PT OF SE1/4 OF SE1/4 & PAR 6-2 OF SEC 33-3N-25 IN OR 1656/672 & OR 1586/326 & OR 1887/1990 CAR
Legal Range	25E
Legal Township	02N
Legal Section	04
Legal Subdivision	CARSON ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2047
Census Tract	50402

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46641 SAULS RD, CALLAHAN, FL 32011-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Nov 2, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Oct 11, 2019	Loan Modification, Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2008 · Amount on Record
Deed Sale	Sep 22, 2008 · Amount on Record
Deed Document Number	0001586326
Deed Book / Page	1586 / 0326
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	46641 SAULS RD, CALLAHAN, FL 32011-3518
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46641 SAULS RD, CALLAHAN, FL 32011-3518

Mortgage

Document Number	0024381054
Date	Mar 2, 2021
Book Page	2438/1054
Instrument	202145007164

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	46641 SAULS RD, CALLAHAN, FL 32011-3518
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	OSCEOLA LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022340455
Date	Nov 2, 2018
Book Page	2234/0455
Instrument	201845033968

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	46641 SAULS RD, CALLAHAN, FL 32011-3518
Document Number	0023130665
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46641 SAULS RD CALLAHAN FL 320113518, CALLAHAN, FL 32011-3518

Mortgage

Document Number	0023130665
Date	Oct 18, 2019
Book Page	002313/000665
Instrument	45033717

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00 (+1.29%) Homeowner's exemption	$382,746 (+2.9%)	$630,196 (+7.52%) Land $118,950 Building $511,246
2024	$5,189.00 (+4.51%) Homeowner's exemption	$371,959 (+5.97%)	$586,132 (+13.78%) Land $97,600 Building $488,532
2023	$4,965.00 (+10.04%) Homeowner's exemption	$350,988 (+3%)	$515,138 (+21.2%) Land $97,600 Building $417,538
2022	$4,512.00 Homeowner's exemption	$340,765	$425,033 Land $109,800 Building $315,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sauls Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures