46640 Sunset Dr, Gualala, CA 95445 Property Records

Mendocino County property record for 46640 Sunset Dr, Gualala, CA 95445

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Jul 2023)
Tax Bill	$17,357 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`143-201-38`

Property Details

APN / Parcel Number

Primary APN	`143-201-38`
Alternative APN	`143-201-38-00`

Exterior

Lot Area	217,800 sqft

Location & Zoning

Old Parcel Number	143-201-38
Street Address	46640 SUNSET DR
City	GUALALA
State	CA
Zip	95445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5(1)
Legal Description	WAS 143-201-04, 144-021-03, 144-021-10, 144-021-20 & 144-021-24
Legal Block	3
Jurisdiction	MENDOCINO CA
Township / Civil Division	POINT ARENA
Census Block Group	3
Census Block	3048
Census Tract	11102

Owner

Source: Mendocino County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1819 POLK ST, SAN FRANCISCO, CA 94109-3003
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Jul 28, 2023	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 19, 2017	Deed of Trust, Mortgage · ARM US BANK NA
May 1, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20235913
Prior Transfer Date	Dec 19, 2005
Prior Transfer Doc	0000000334
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Recording Date	Jul 24, 2026
Property Address	46640 SUNSET DR, GUALALA, CA 95445
Document Number	0000006544
Instrument Date	Jun 26, 2026
Instrument	20266544
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1623 HYDE ST, SAN FRANCISCO, CA 94109-2615

Mortgage

Document Number	0000006544,
Date	Jul 24, 2026
Instrument	20266544

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jul 28, 2023
Property Address	46640 SUNSET DR, GUALALA, CA 95445
Document Number	0000005913
Instrument Date	Jul 21, 2023
Instrument	2023-05913
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1819 POLK ST # 235, 235, SAN FRANCISCO, CA 94109-3003

Mortgage

Document Number	0000005914
Date	Jul 28, 2023
Instrument	2023-05914

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	46640 SUNSET DR, GUALALA, CA 95445
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35501 S HIGHWAY 1, GUALALA, CA 95445-9543

Mortgage

Document Number	0000015752
Date	Oct 20, 2021
Instrument	2021-15752

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	46640 SUNSET DR, GUALALA, CA 95445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007880
Date	Jun 19, 2017
Instrument	2017-07880

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	May 1, 2017
Property Address	46640 SUNSET DR, GUALALA, CA 95445
Document Number	0000005724
Instrument Date	Apr 18, 2017
Instrument	5724
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,622.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7814 WILLOW GLEN RD LOS ANGELES CA 900461613, LOS ANGELES, CA 90046-1613

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Elementary School District	Arena Union Elementary School District (KG - 08)
Secondary School District	Point Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,664,640 (+2%) Land $520,200 Building $1,144,440
2025	$17,357.00 (-1.16%)	$1,632,000 (-0.81%) Land $510,000 Building $1,122,000
2023	$17,561.00 (+3.15%)	$1,645,387 Land $446,206 Building $1,199,181
2020	$17,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GUALALA WATER COMPANY private · serves 3,508 people · EPA ID CA2310007
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach DSL · Fixed Wireless in parts of the area	200 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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