Island County property record for 4664 Toad Ln, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,679 sqft · built 2006 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (May 2024) |
| Tax Bill | $4,522 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23305-347-1720 |
| Primary APN | R23305-347-1720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,679 sqft Living Area |
| Gross Area | 2,199 sqft |
| 1st Floor Area | 1,679 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 716 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4664 TOAD LN |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | LOT 2 SP 21-93.23305.343-1990 V3 SP P111 AF#96017898 |
| Legal Range | 2E |
| Legal Township | 33N |
| Legal Section | 05 |
| Legal Subdivision | ISLAND COUNTY SHORT 021 |
| Legal Lot Number | 2 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970100 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4664 TOAD LN, OAK HARBOR, WA 98277-7938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Prior Sale | Feb 27, 2015 · Amount on Record |
| Deed Document Number | 20244572701 |
| Prior Transfer Date | Dec 5, 2013 |
| Prior Transfer Doc | 0004352214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 4664 TOAD LN, OAK HARBOR, WA 98277-7938 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | LAND TITLE AND ESCROW, LAND TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0004553136 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 4553136 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2053 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,522.00 (+12.12%) | ||
| 2025 | $583,691 (-1.1%) Land $210,000 Building $373,691 | $583,691 (-1.1%) Land $210,000 Building $373,691 | |
| 2023 | $4,033.00 | $590,181 (+9.05%) Land $210,000 Building $380,181 | $590,181 (+9.05%) Land $210,000 Building $380,181 |
| 2022 | $541,218 Land $200,000 Building $341,218 | $541,218 Land $200,000 Building $341,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband.
5G and 4G LTE (outdoors only)
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