Clermont County property record for 4663 Rustic Way, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,314 sqft · built 1988 |
| Lot Size | 0.608 acres (26,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (May 2024) |
| Tax Bill | $6,481 (2025) |
| Deeds & Mortgages | Jul 2023 Construction Loan Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-56-10A-020 |
| Primary APN | 41-56-10A-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 26,484 sqft (0.608 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 1,039 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4663 RUSTIC WAY |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURREY HILL A; LOT #20 |
| Legal Subdivision | SURREY HILL A |
| Legal Lot Number | 20 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 41307 |
Source: Clermont County records · APN 41-56-10A-020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4663 RUSTIC WAY, CINCINNATI, OH 45245-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage · Construction Mortgage PARK NATIONAL BANK |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2021 · Amount on Record |
| Deed Document Number | 20249062 |
| Deed Book / Page | 2967 / 5555 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4663 RUSTIC WAY, CINCINNATI, OH 45245-1100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011917 |
|---|---|
| Date | Jul 05, 2023 |
| Book Page | 2947/3914 |
| Instrument | 202300011917 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jun 25, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 25, 2021 |
| Property Address | 4663 RUSTIC WAY, CINCINNATI, OH 45245-1100 |
| Document Number | 0000020629 |
| Book / Page | 2885 / 2300 |
| Map Reference | CAB 4 PG 42&43 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 202100020629 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4663 RUSTIC WAY, CINCINNATI, OH 45245-1100 |
| Document Number | 0000020630 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202100020630 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4663 RUSTIC WAY, CINCINNATI, OH 45245-1100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015746 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 2781/1179 |
| Instrument | 201800015746 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,481.00 (-49.39%) | $128,770 (-) Land $23,140 Building $105,630 | |
| 2024 | $367,900 (-) Land $66,100 Building $301,800 | ||
| 2023 | $12,807.00 (+185.36%) Homeowner's exemption | $128,770 (+50.1%) Land $23,140 Building $105,630 | $367,900 (+50.1%) Land $66,100 Building $301,800 |
| 2022 | $4,488.00 Homeowner's exemption | $85,790 Land $16,100 Building $69,690 | |
| 2020 | $245,100 Land $46,000 Building $199,100 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), as of February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250413071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 104 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH1302212, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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