46629 Oak Pointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46629 Oak Pointe Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,382 sqft · built 1996
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2018)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-36-202-050`

Property Details

APN / Parcel Number

Primary APN	`20-08-36-202-050`
Alternative APN	`0836202050`

Interior

Full Baths	2 Baths
Building Area	1,382 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46629 OAK POINTE DR
City	MACOMB
State	MI
Zip	48042-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAK POINTE SUB LOT 29 LIBER: 109 PAGE: 49-53
Legal Subdivision	OAK POINTE SUB
Legal Lot Number	29
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1006
Census Tract	223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46629 OAK POINTE DR, MACOMB, MI 48042-5906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Oct 2, 2018	Warranty Deed, Transfer · Conventional with PMI GOLD STAR MTG FIN'L
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20188109559
Deed Book / Page	25609 / 155
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	0000210020
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46629 OAK POINTE DR, MACOMB, MI 48042-5906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076525
Date	Jul 7, 2020
Book Page	26816/183
Instrument	2076525

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 2, 2018
Property Address	46629 OAK POINTE DR, MACOMB, MI 48042-5906
Document Number	0000009559
Book / Page	025609 / 000155
Instrument Date	Sep 21, 2018
Instrument	9559
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12922 BRIERSTONE DR STERLING HEIGHTS MI 483121602, STERLING HEIGHTS, MI 48312-1602

Mortgage

Document Number	9379
Date	Oct 2, 2018
Book Page	025608/000073
Instrument	9379

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46629 OAK POINTE DR, MACOMB, MI 48042-5906
Document Number	0000013325
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46629 OAK POINTE DR MACOMB MI 480425906, MACOMB, MI 48042-5906

Mortgage

Document Number	0000013325
Date	Oct 11, 2018
Book Page	025625/000185
Instrument	13325

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	LATHRUP VILLAGE, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,400 (+3.74%)	$288,800 (+3.74%)
2025	$3,860.00 (+13.1%) Homeowner's exemption	$139,200 (+9.43%)	$278,400 (+9.43%)
2023		$127,200	$254,400
2022	$3,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

46629 Oak Pointe Dr, Macomb, MI 48042 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oak Pointe Dr

Nearby Streets

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