4661 River Hills Dr, Denver, NC 28037 Property Records

Catawba County property record for 4661 River Hills Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,332 sqft · built 2010
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Apr 2023)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3696-02-96-0321`

Property Details

APN / Parcel Number

Primary APN	`3696-02-96-0321`
Alternative APN	`0802490`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,332 sqft Living Area
1st Floor Area	3,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	63,162 sqft (1.45 acres)
Lot Dimensions	423 ft deep x 151 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	799 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4661 RIVER HILLS DR
City	DENVER
State	NC
Zip	28037-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 49 PLAT 58-197
Legal Subdivision	PEBBLE BAY PH 1
Legal Lot Number	49
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2026
Census Tract	11506

Owner

4661 River Hills Dr is owner-occupied and held in a trust since April 2023.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Aug 16, 2004 · Amount on File
Deed Document Number	20235786
Deed Book / Page	3802 / 1402
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0037370499
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 5, 2023
Property Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604
Document Number	0038021402
Book / Page	3802 / 1402
Map Reference	MB 58 PG 196-203
Instrument Date	Apr 4, 2023
Instrument	5786
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3317 OCEAN SHORE AVE # AVE1423, AVE1423, VIRGINIA BEACH, VA 23451-1683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604

Mortgage

Document Number	0000005787
Date	Apr 5, 2023
Instrument	5787

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 5, 2023
Property Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604
Document Number	0038021402
Book / Page	3802 / 1402
Map Reference	MB 58 PG 196-203
Instrument Date	Apr 4, 2023
Instrument	5786
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3317 OCEAN SHORE AVE # AVE1423, AVE1423, VIRGINIA BEACH, VA 23451-1683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604

Mortgage

Document Number	0000005787
Date	Apr 5, 2023
Instrument	5787

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CATAWBA NC
Recording Date	Apr 11, 2022
Property Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604
Document Number	0037370499
Book / Page	3737 / 499
Map Reference	MB 58 PG 196-203
Instrument Date	Apr 8, 2022
Instrument	8229
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4661 RIVER HILLS DR, DENVER, NC 28037-9604

Tax Assessment & Valuation

The 2025 property tax bill for 4661 River Hills Dr was $2,967, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,600 (-) Land $78,600 Building $666,000
2025	$2,967.00 (-19.09%)	$744,600 Land $78,600 Building $666,000
2024	$3,667.00 (+2.09%)
2023	$3,592.00	$511,200 Land $53,600 Building $457,600	$744,600 Land $78,600 Building $666,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4661 River Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4661 River Hills Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEBBLE BAY private · serves 587 people · EPA ID NC2018008
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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