4661 Leaning Pine Pl, La Plata, MD 20646 Property Records

Charles County property record for 4661 Leaning Pine Pl, La Plata, MD 20646

Property Summary

Property Type	Exempt (Full or Partial)
Details	4.5 ba · 4,554 sqft · built 2023
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2021)
Tax Bill	$11,337 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-084749`

Property Details

APN / Parcel Number

Primary APN	`07-084749`
Alternative APN	`084749`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,554 sqft Gross Area
1st Floor Area	3,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	084749
Street Address	4661 LEANING PINE PL
City	LA PLATA
State	MD
Zip	20646-5601
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	WCD
Legal Description	LOT 1 - 10.00 AC. S/W SI BUMPY OAK RD BUMPY KNOLLS SUB
Legal Subdivision	BUMPY KNOLLS SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	1
Census Block	1005
Census Tract	850102

Owner

4661 Leaning Pine Pl is owned and occupied by two individuals who bought it in June 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4661 LEANING PINE PL, LA PLATA, MD 20646-5601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Construction Mortgage WESBANCO BANK INC
Jun 9, 2021	Deed, Transfer · Conventional Mortgage CEDAR POINT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Mar 11, 2011 · Amount on File
Deed Book / Page	11868 / 225
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	BUMPY OAK ROAD, LA PLATA, MD 20646
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4661 LEANING PINE PL, LA PLATA, MD 20646-5601

Mortgage

Document Number	0127250410
Date	Oct 5, 2022
Book Page	12725/410

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 9, 2021
Property Address	BUMPY OAK ROAD, LA PLATA, MD 20646
Document Number	0118680225
Book / Page	11868 / 225
Map Reference	LB 58 FO 294&295
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9822 SYLVAN TURN, NEWBURG, MD 20664-2240

Mortgage

Document Number	0011868232
Date	Jun 9, 2021
Instrument	11868/232

Lender

Name	CEDAR POINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4661 Leaning Pine Pl was $11,337 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,433	$834,300 Land $157,400 Building $676,900
2025	$11,337.00
2023	$39.00	$3,000 Land $3,000	$3,000 Land $3,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4661 Leaning Pine Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4661 Leaning Pine Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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