4660 Winters Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 4660 Winters Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,115 sqft · built 1974
Lot Size	2.83 acres (123,275 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2024)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-991.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-991.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,115 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	123,275 sqft (2.83 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4660 WINTERS LN
City	COLD SPRING
State	KY
Zip	41076-8672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SEC 2 DON LEE SUBD 2.83 ACRES
Legal Subdivision	DON LEE
Legal Phase	2
Legal Lot Number	6
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3003
Census Tract	52900

Owner

Source: Campbell County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4660 WINTERS LN, COLD SPRING, KY 41076-8672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	20245364739
Deed Book / Page	865 / 427
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 9, 2020
Property Address	4660 WINTERS LN, COLD SPRING, KY 41076-8672
Document Number	0005106448
Book / Page	D810 / 663
Map Reference	MB 10-B PG 37-C
Instrument Date	Mar 5, 2020
Instrument	5106448
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4660 WINTERS LN, 4660, COLD SPRING, KY 41076-8672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4660 WINTERS LN, COLD SPRING, KY 41076-8672

Mortgage

Document Number	0005106449
Date	Mar 9, 2020
Instrument	5106449

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (+60.56%)	$310,000 (+58.97%) Land $60,000 Building $250,000	$310,000 (+58.97%) Land $60,000 Building $250,000
2023	$2,340.00 (-3.98%)	$195,000 (-) Land $60,000 Building $135,000	$195,000 (-) Land $60,000 Building $135,000
2022	$2,437.00	$195,000 Land $60,000 Building $135,000	$195,000 Land $60,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Winters Ln

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