4660 Hess Rd, Saginaw, MI 48601 Property Records

Saginaw County property record for 4660 Hess Rd, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1958
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Apr 2007)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-32-4148-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-32-4148-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,898 sqft (0.342 acres)
Lot Dimensions	159 ft deep x 93 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4660 HESS RD
City	SAGINAW
State	MI
Zip	48601-6957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	LOT 48 WEST ARLINGTON PARK SEC 32 T12N R5E
Legal Range	05E
Legal Township	12N
Legal Section	32
Legal Subdivision	WEST ARLINGTON PARK SUB
Legal Lot Number	48
Legal Unit	48
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	4
Census Block	4007
Census Tract	11001

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 14986, SAGINAW, MI 48601-0986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2007 · Amount on Record
Deed Sale	Apr 8, 2007 · Amount on Record
Deed Book / Page	2442 / 250
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4660 HESS RD, SAGINAW, MI 48601-6957
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4660 HESS RD, SAGINAW, MI 48601-6957

Mortgage

Document Number	0000014717
Date	Jun 21, 2023
Instrument	2023014717

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jul 1, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	4660 HESS RD, SAGINAW, MI 48601-6957
Document Number	0000022918
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14986 SAGINAW MI 486010986, SAGINAW, MI 48601-0986

Mortgage

Document Number	0000022918
Date	Aug 10, 2017
Instrument	22918

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4660 HESS RD, SAGINAW, MI 48601-6957
Document Number	0000021976
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4660 HESS RD SAGINAW MI 486016957, SAGINAW, MI 48601-6957

Mortgage

Document Number	0000021976
Date	Jul 28, 2017
Instrument	21976

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,800 (+32.03%)	$67,600 (+32.03%)
2025	$1,306.00 (+17.55%) Homeowner's exemption
2023		$25,600	$51,200
2022	$1,111.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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