466 Symphony Cir, Saint Joseph, MI 49085 Property Records

Berrien County property record for 466 Symphony Cir, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,844 sqft · built 1999
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (May 2025)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-5802-0045-00-4`

Property Details

APN / Parcel Number

Primary APN	`18-5802-0045-00-4`
Alternative APN	`11-18-5802-0045-00-4`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	103 ft deep x 97 ft wide
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	466 SYMPHONY CIR
City	SAINT JOSEPH
State	MI
Zip	49085-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 - TWO F
Legal Description	LOT 45 PARK PLACE NO 3
Legal Subdivision	PARK PLACE NO 3
Legal Lot Number	45
Legal Unit	45
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2001
Census Tract	1100

Owner

Source: Berrien County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	466 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Apr 15, 2025 · Amount on Record
Deed Document Number	2025432445
Deed Book / Page	3450 / 2317
Prior Transfer Date	Apr 4, 2025
Prior Transfer Doc	03448/1661
Record Updated	Oct 29, 2026

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2019
Property Address	466 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133
Document Number	03231/1357
Book / Page	3231 / 1357
Map Reference	LB 24 PG 38
Instrument Date	Jan 16, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 SYMPHONY CIR, SAINT JOSEPH, MI 49085-9133

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,300 (+46.33%)	$338,600 (+46.33%)
2025	$3,696.00 (+13.58%)
2023		$115,700	$231,400
2022	$3,254.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20