466 S Main St, Cornelia, GA 30531 Property Records

Habersham County property record for 466 S Main St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,307 sqft · built 1947
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$91,238 (Oct 2018)
Tax Bill	$2,631 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116C018`

Property Details

APN / Parcel Number

Primary APN	`116C018`
Alternative APNs	`675982` `409745`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,307 sqft Heated Area
Gross Area	2,346 sqft
1st Floor Area	1,307 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1997
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	151 ft deep x 75 ft wide
Porch	Slab
Porch Area	59 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	409745
Street Address	466 S MAIN ST
City	CORNELIA
State	GA
Zip	30531-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-172 PB 8-97 DB 1178-119
Legal Subdivision	W M AYERS SUB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3014
Census Tract	604

Owner

466 S Main St is owned and occupied by an individual who bought it in October 2018.

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	466 S MAIN ST, CORNELIA, GA 30531-3965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Aug 24, 2018	Warranty Deed, Transfer
May 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on File
Deed Sale	Oct 10, 2018 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	20181892
Deed Book / Page	1178 / 119
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	466 S MAIN ST, CORNELIA, GA 30531-3965
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 S MAIN ST, CORNELIA, GA 30531-3965

Mortgage

Document Number	0000001348/0000000792
Date	Oct 4, 2023
Book Page	0000001348/0000000792

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 10, 2018
Property Address	466 S MAIN ST, CORNELIA, GA 30531-3965
Document Number	001178/119
Book / Page	1178 / 119
Instrument Date	Oct 10, 2018
Instrument	2018-001892
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 S MAIN ST, CORNELIA, GA 30531-3965

Mortgage

Document Number	0000001178/0000000120
Date	Oct 24, 2018
Book Page	0000001178/0000000120

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 24, 2018
Property Address	466 S MAIN ST, CORNELIA, GA 30531-3965
Document Number	001173/916
Book / Page	1173 / 916
Instrument Date	Aug 24, 2018
Instrument	2018-001559
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 WINDRIDGE RD, CLARKESVILLE, GA 30523-3792

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 15, 2018
Property Address	466 S MAIN ST, CORNELIA, GA 30531-3965
Document Number	01165/1034
Book / Page	1165 / 1034
Instrument Date	May 15, 2018
Instrument	2018-000851
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2469 SAMPLES SCALES RD, HOMER, GA 30547-1524

Tax Assessment & Valuation

The 2026 property tax bill for 466 S Main St was $2,631.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,631.00	$81,489 Land $9,022 Building $72,467	$203,722 Land $22,554 Building $181,168
2023	$1,522.00 (+14.61%)	$58,664 (+14.58%) Land $6,000 Building $52,664	$146,660 (+14.58%) Land $15,000 Building $131,660
2022	$1,328.00	$51,200 Land $6,000 Building $45,200	$128,000 Land $15,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 466 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 466 S Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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