466 River Trace Dr, Dover, TN 37058 Property Records

Stewart County property record for 466 River Trace Dr, Dover, TN 37058

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,172 sqft · built 2006
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Aug 2025)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081110B B 01300`

Property Details

APN / Parcel Number

Primary APN	`081110B B 01300`
Alternative APN	`110B B 01300`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,172 sqft Living Area
1st Floor Area	1,855 sqft
Attic Area	542 sqft
Basement Area	1,317 sqft
Finished Basement	1,317 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	542 sqft
Driveway	Driveway
Driveway Area	1,430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	842 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	466 RIVER TRACE DR
City	DOVER
State	TN
Zip	37058-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: S01
Legal Subdivision	RIVER TRACE II
Legal Lot Number	22
Jurisdiction	STEWART TN
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	110700

Owner

Source: Stewart County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	466 RIVER TRACE DR, DOVER, TN 37058-5549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Deed Document Number	74336
Deed Book / Page	319 / 446
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	466 RIVER TRACE DR, DOVER, TN 37058-5549
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 RIVER TRACE DR, DOVER, TN 37058-5549

Mortgage

Document Number	000266/577
Date	Feb 3, 2022
Book Page	266/577
Instrument	63770

Lender

Name	COGENT BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	466 RIVER TRACE DR, DOVER, TN 37058-5549
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	243/645
Date	Oct 16, 2020
Book Page	243/645
Instrument	59232

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00	$176,825 (-) Land $16,875 Building $159,950
2024	$2,628.00 (+6.53%)	$176,825 (+69.21%) Land $16,875 Building $159,950
2023	$2,467.00	$104,500 (-) Land $11,250 Building $93,250
2022	$2,467.00	$104,500 Land $11,250 Building $93,250	$418,000 (-40.9%) Land $45,000 Building $373,000
2021			$707,300 Land $67,500 Building $639,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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