466 River Rd, Kingston, TN 37763 Property Records

Roane County property record for 466 River Rd, Kingston, TN 37763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,797 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$244,500 (Jun 2021)
Tax Bill	$910 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073078 04501`

Property Details

APN / Parcel Number

Primary APN	`073078 04501`
Alternative APN	`078 04501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,797 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Lot Area	43,560 sqft
Lot Depth	101 ft Depth
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	1,216 sqft
Patio Area	2,250 sqft
Utility Building	1 sqft
Boat Access	Boat Access
Boat House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	466 RIVER RD
City	KINGSTON
State	TN
Zip	37763-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	ROANE TN
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

466 River Rd is owned and occupied by an individual who bought it in June 2021.

Source: Roane County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	466 RIVER RD, KINGSTON, TN 37763-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Jun 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA PCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Jun 28, 2010 · Amount on File
Deed Document Number	21004991
Deed Book / Page	1802 / 972
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE TN
Property Address	466 RIVER RD, KINGSTON, TN 37763-6315
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 PAISLEY REECE LN, LENOIR CITY, TN 37771-2102
Investor	Possibly a Property Investor

Mortgage

Document Number	0002022314
Date	Jul 14, 2025
Book Page	2022/314
Instrument	25005384

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	PO BOX 670, BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Max Rate	11.3%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Jun 1, 2021
Property Address	466 RIVER RD, KINGSTON, TN 37763-6315
Document Number	0001802972
Book / Page	1802 / 972
Instrument Date	May 21, 2021
Instrument	21004991
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	466 RIVER RD, KINGSTON, TN 37763-6315
Investor	Possibly a Property Investor

Mortgage

Document Number	0021004992
Date	Jun 1, 2021
Instrument	21004992

Lender

Name	FARM CREDIT MID AMERICA PCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 466 River Rd was $910, down 23.1% from the year before.

Source: Roane County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00 (-23.08%)	$60,750 (+23.23%) Land $37,500 Building $23,250	$243,000 Land $150,000 Building $93,000
2024	$1,183.00	$49,300 (-) Land $33,750 Building $15,550
2023		$49,300 (+7.12%) Land $33,750 Building $15,550
2022	$1,105.00	$46,025 Land $33,750 Building $12,275	$184,100 Land $135,000 Building $49,100
2020			$197,200 Land $135,000 Building $62,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 466 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 466 River Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures