466 Northridge Dr, Boone, NC 28607 Property Records

Watauga County property record for 466 Northridge Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 2020
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2020)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2930-27-0776-000`

Property Details

APN / Parcel Number

Primary APN	`2930-27-0776-000`
Alternative APN	`1812701`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	50,530 sqft (1.16 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	224 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1812701
Street Address	466 NORTHRIDGE DR
City	BOONE
State	NC
Zip	28607-7137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 SEC 2 MTN SHADOWS
Legal Subdivision	MTN SHADOWS
Legal Lot Number	15
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1028
Census Tract	920703

Owner

466 Northridge Dr is owned and occupied by an individual who bought it in February 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Oct 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS ST BK
Oct 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Oct 16, 2019 · Amount on File
Deed Document Number	2020687539
Deed Book / Page	2076 / 254
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137

Mortgage

Document Number	0022690127
Date	Apr 22, 2022
Book Page	2269/127
Instrument	719366

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021520405
Date	Dec 21, 2020
Book Page	2152/405
Instrument	699967

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 18, 2020
Property Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137
Document Number	0020760254
Book / Page	2076 / 0254
Map Reference	MB 10 PG 264
Instrument Date	Feb 18, 2020
Instrument	687539
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SPENCER MILLER RD, 508, DEEP GAP, NC 28618-9819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137

Mortgage

Document Number	687540
Date	Feb 18, 2020
Instrument	687540

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 30, 2019
Property Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137
Document Number	0020570519
Book / Page	002057 / 000519
Instrument Date	Oct 30, 2019
Instrument	684134
Transaction Type	Construction Loan
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 SPENCER MILLER RD DEEP GAP NC 286189819, DEEP GAP, NC 28618-9819

Mortgage

Document Number	20570519
Date	Oct 30, 2019
Book Page	002057/000519
Instrument	684134

Lender

Name	FARMERS ST BK
Type	Bank
Address	MOUNTAIN CITY, TN 37683

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 29, 2020

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 16, 2019
Property Address	466 NORTHRIDGE DR, BOONE, NC 28607-7137
Document Number	0020540365
Book / Page	002054 / 000365
Instrument Date	Oct 7, 2019
Instrument	683600
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 SPENCER MILLER RD DEEP GAP NC 286189819, DEEP GAP, NC 28618-9819

Tax Assessment & Valuation

The 2025 property tax bill for 466 Northridge Dr was $1,412.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,200 (-) Land $52,000 Building $291,200
2025	$1,412.00	$343,200 Land $52,000 Building $291,200
2024			$336,700 Land $52,000 Building $284,700
2023		$336,700 Land $52,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 466 Northridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2018–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 466 Northridge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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