Madison County property record for 466 Mount Vernon Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 936 sqft |
| Lot Size | 0.728 acres (31,755 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B003-0002-0007-A |
| Primary APN | B003-0002-0007-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 936 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 31,755 sqft (0.728 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 286 sqft |
| Account Number | 73078 |
|---|---|
| Street Address | 466 MOUNT VERNON RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E C WYNN SUB LOTS 54 & 55 |
| Legal Subdivision | E C WYNN SUB |
| Legal Lot Number | 54-55 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11301 |
466 Mount Vernon Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 466 MOUNT VERNON RD, BEREA, KY 40403-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Apr 28, 2022 | Deed, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 |
| Deed Sale | Apr 28, 2022 |
| Deed Document Number | 2014089423 |
| Deed Book / Page | D822 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 466 MOUNT VERNON RD, BEREA, KY 40403-9527 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01795/463 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | M01795/463 |
| Instrument | 2013973549 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 9, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 28, 2022 |
| Property Address | 466 MOUNT VERNON RD, BEREA, KY 40403-9527 |
| Document Number | 00D822/423 |
| Book / Page | D822 / 423 |
| Map Reference | MB 6 PG 24 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2014089423 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 466 MOUNT VERNON RD, BEREA, KY 40403-9527 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 491, BEREA, KY 40403-0491 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 466 Mount Vernon Rd was $819 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 Homeowner's exemption | $136,000 | $136,000 |
| 2023 | $149.00 Homeowner's exemption | $61,800 | $61,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 466 Mount Vernon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 466 Mount Vernon Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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