466 Germain Ave, Naples, FL 34108 Property Records

Collier County property record for 466 Germain Ave, Naples, FL 34108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1972
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$980,000 (Dec 2019)
Tax Bill	$15,382 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2022 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`233800 P 33A29`

Property Details

APN / Parcel Number

Primary APN	`233800 P 33A29`
Alternative APN	`27587880001`

Interior

Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Waterfront
Boat Access	Boat Access

Location & Zoning

Street Address	466 GERMAIN AVE
City	NAPLES
State	FL
Zip	34108-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONNERS VANDERBILT BCH EST UNIT 2 BLK P LOT 3
Legal Range	25
Legal Township	48
Legal Section	29
Legal Subdivision	CONNERS VANDERBILT BCH EST #2
Legal Tract	233800
Legal Block	P
Legal Lot Number	3
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10209

Owner

Source: Collier County records · APN 233800 P 33A29

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	466 GERMAIN AVE, NAPLES, FL 34108-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Feb 09, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2020	Loan Modification, Mortgage LAKE MI CU
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST STAR BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20195804544
Deed Book / Page	5707 / 468
Last Transfer Date	Dec 09, 2020
Transfer Doc	0060821849
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	466 GERMAIN AVE, NAPLES, FL 34108-2128
Transaction Type	Mortgage
Record Updated	Dec 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 GERMAIN AVE, NAPLES, FL 34108-2128

Mortgage

Document Number	0061933332
Date	Nov 29, 2022
Book Page	6193/3332
Instrument	6334105

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 09, 2022
Property Address	466 GERMAIN AVE, NAPLES, FL 34108-2128
Document Number	0060821849
Book / Page	6082 / 1849
Map Reference	MB 3 PG 17
Instrument Date	Dec 09, 2020
Instrument	6202794
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 GERMAIN AVE, NAPLES, FL 34108-2128

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	466 GERMAIN AVE, NAPLES, FL 34108-2128
Document Number	0058832255
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 GERMAIN AVE NAPLES FL 341082128, NAPLES, FL 34108-2128

Mortgage

Document Number	0058832255
Date	Jan 29, 2021
Book Page	005883/002255
Instrument	5992513

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate Type	Fixed Rate
Rate	4.62%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 17, 2019
Property Address	466 GERMAIN AVE, NAPLES, FL 34108-2128
Document Number	0057070468
Book / Page	5707 / 0468
Map Reference	MB 3 PG 17
Instrument Date	Dec 16, 2019
Instrument	5804544
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45711 PENTWATER DR, 45711, MACOMB, MI 48044-4237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 10TH AVENUE NORTH, NAPLES, FL 34108

Mortgage

Document Number	0057070471
Date	Dec 17, 2019
Instrument	5707/0471

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 30, 2017
Property Address	466 GERMAIN AVE, NAPLES, FL 34108-2128
Document Number	0054110745
Book / Page	5411 / 0745
Map Reference	MB3 PG17
Instrument Date	Jun 22, 2017
Instrument	5424682
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOBEL TILE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 MULHOLLAND CT, 1005, BEL AIR, MD 21014-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	466 GERMAIN AVE, NAPLES, FL 34108-2128

Mortgage

Document Number	0005424683
Date	Jun 30, 2017
Instrument	5424683

Lender

Name	FIRST STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,382.00 (-5.09%) Homeowner's exemption	$1,511,654 (+7.07%) Land $1,170,000 Building $341,654	$1,511,654 (-38.81%) Land $1,170,000 Building $341,654
2024	$16,207.00 (+9.41%)
2023	$14,813.00 (-12.08%) Homeowner's exemption	$1,411,821 (-6.81%)	$2,470,426 (+63.06%) Land $2,367,000 Building $103,426
2022	$16,849.00 Homeowner's exemption	$1,515,054 Land $1,266,300 Building $248,754	$1,515,054 Land $1,266,300 Building $248,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210102093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 218 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	499 units insured 281 under condo master policies
Nearby Flood Claims	411 (1982–2024)
Claims Outside the SFHA	3 of 411
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 68 claims Hurricane Ian, Oct 2022 · 128 claims Hurricane Ian, Oct 2022 · 122 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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