466 Gerald Rd, Memphis, TN 38122 Property Records

Shelby County property record for 466 Gerald Rd, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1950
Lot Size	0.362 acres (15,770 sqft)
Owner	Individual Name on File
Last Sale	$238,900 (Oct 2022)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-5004-0-0055`

Property Details

APN / Parcel Number

Primary APN	`05-5004-0-0055`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,770 sqft (0.362 acres)
Lot Dimensions	190 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	466 GERALD RD
City	MEMPHIS
State	TN
Zip	38122-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	STEPHEN FIRST ADDITION
Legal Lot Number	69
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1010
Census Tract	8600

Owner

466 Gerald Rd is owned and occupied by an individual who bought it in October 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	466 GERALD RD, MEMPHIS, TN 38122-3903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Dec 14, 2015 · Amount on File
Deed Document Number	2022116271
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 18, 2022
Property Address	466 GERALD RD, MEMPHIS, TN 38122-3903
Document Number	0022116271
Map Reference	MB 14 PG 3
Instrument Date	Oct 17, 2022
Instrument	22116271
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$883.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 GERALD RD, MEMPHIS, TN 38122-3903

Mortgage

Document Number	0022116272
Date	Oct 18, 2022
Instrument	22116272

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 466 Gerald Rd was $1,542.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,542.00	$57,325 Land $12,075 Building $45,250	$229,300 Land $48,300 Building $181,000
2023		$43,275 Land $8,050 Building $35,225
2022	$2,636.00
2021			$173,100 Land $32,200 Building $140,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 466 Gerald Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 466 Gerald Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20