466 E Merrimack St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 466 E Merrimack St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 3,126 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Tax Bill	$8,350 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S09780`

Property Details

APN / Parcel Number

Primary APN	`S09780`
Alternative APNs	`LOWE M:218 B:1950 L:466` `M:000218 T:S09780`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	5,072 sqft
1st Floor Area	1,222 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S09780
Street Address	466 E MERRIMACK ST
City	LOWELL
State	MA
Zip	01852-1480
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	1950
Legal Lot Number	466
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3007
Census Tract	312501

Owner

466 E Merrimack St, a duplex, is owned and occupied by an individual who acquired it in March 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	466 E MERRIMACK ST, LOWELL, MA 01852-1480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 13, 2026
Transfer Doc	039922-172
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 16, 2026
Property Address	466 E MERRIMACK ST, LOWELL, MA 01852-1480
Document Number	039922-172
Book / Page	39922 / 172
Instrument Date	Mar 13, 2026
Instrument	7652
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 E MERRIMACK ST, LOWELL, MA 01852-1480

Mortgage

Document Number	0000007653
Date	Mar 16, 2026
Instrument	7653

Lender

Name	LIGHTHOUSE FCU

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Apr 1, 2036
Index	LIBOR
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 466 E Merrimack St was $8,350, up 8.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,350.00 (+8.16%)	$735,700 (+9.4%) Land $162,000 Building $573,700	$600,263
2025	$7,720.00 (+0.55%)	$672,500 (+4.31%) Land $141,300 Building $531,200
2024	$7,678.00 (+6.39%)	$644,700 (+10.94%) Land $144,200 Building $500,500
2023	$7,217.00	$581,100 Land $120,700 Building $460,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 466 E Merrimack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 466 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880