Wayne County property record for 466 Chalmers St, Detroit, MI 48215
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,584 sqft · built 1922 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (May 2021) |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 21055132 |
| Primary APN | 21055132 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Basement Area | 679 sqft |
| Unfinished Basement | 679 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 99 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 466 CHALMERS ST |
|---|---|
| City | DETROIT |
| State | MI |
| Zip | 48215-3164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | E CHALMERS 57 LAKEWOOD PARK SUB L27 P55 PLATS, W C R 21/382 40 X 140.02 |
| Legal Subdivision | LAKEWOOD PARK |
| Legal Block | 401 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DETROIT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 513200 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 466 CHALMERS ST, DETROIT, MI 48215-3164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE FINANCIAL LLC |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit FINANCE OF AMERICA COMMERCIAL |
| May 6, 2021 | Warranty Deed, Transfer |
| Jul 9, 2019 | Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2019 · Amount on Record |
| Deed Document Number | 2021214746 |
| Deed Book / Page | 56705 / 1345 |
| Prior Transfer Date | Aug 30, 2013 |
| Prior Transfer Doc | 0510061275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 466 CHALMERS ST, DETROIT, MI 48215-3164 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 446 CHALMERS ST, DETROIT, MI 48215-3164 |
| Document Number | 0567161085 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 56716/1085 |
| Instrument | 2021218400 |
| Name | FIRST HERITAGE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 466 CHALMERS ST, DETROIT, MI 48215-3164 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46036 MICHIGAN AVE 294, 294, CANTON, MI 48188-2304 |
| Document Number | 0566590006 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 56659/6 |
| Instrument | 2021194091 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 17 Months |
| Due | Sep 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 6, 2021 |
| Property Address | 466 CHALMERS ST, DETROIT, MI 48215-3164 |
| Document Number | 0567051345 |
| Book / Page | 56705 / 1345 |
| Map Reference | LB 27 PG 55 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021214746 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 466 CHALMERS ST, 466, DETROIT, MI 48215-3164 |
| Name | Verified Name |
|---|---|
| Address | 212 MARLBOROUGH ST, DETROIT, MI 48215-3135 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 9, 2019 |
| Property Address | 466 CHALMERS ST, DETROIT, MI 48215-3164 |
| Document Number | 0551450638 |
| Book / Page | 55145 / 0638 |
| Map Reference | LB 27 PG 55 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 2019209509 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 LAKEWOOD ST, 206, DETROIT, MI 48215-3152 |
| Name | Verified Name |
|---|---|
| Address | 46036 MICHIGAN AVE, CANTON, MI 48188-2304 |
| Document Number | 0551450640 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 55145/0640 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jun 26, 2020 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Detroit City |
| Unified School District | Detroit Public Schools Community District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,700 (+54.75%) | $55,400 (+54.75%) | |
| 2025 | $1,149.00 (-3.85%) | ||
| 2023 | $17,900 | $35,800 | |
| 2020 | $1,195.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 578.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 22 (1985–2021) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DETROIT serves 633,218 people · EPA ID MI0001800 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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