Macon County property record for 4659 River Rd, Franklin, NC 28734 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,680 sqft · built 1978 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (May 2024) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7512870665 |
| Primary APN | 7512870665 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Heated Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,768 sqft (0.89 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 96 sqft |
| Patio Area | 984 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 157644 |
|---|---|
| Street Address | 4659 RIVER RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE GROVE |
| Legal Subdivision | PINE GROVE |
| Jurisdiction | MACON NC |
| Township / Civil Division | SUGARFORK |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 970600 |
Source: Macon County records · APN 7512870665
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 294 PRINCESS PINE CIR, HIGHLANDS, NC 28741-1289 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 07, 2019 | Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | May 11, 2012 · Amount on Record |
| Deed Document Number | 20242903 |
| Prior Transfer Date | Jun 26, 2007 |
| Prior Transfer Doc | 00M31/0149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 4659 RIVER RD, FRANKLIN, NC 28734-3581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 4659 RIVER RD, FRANKLIN, NC 28734-3581 |
| Document Number | 00P40/2288 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | P-40/2288 |
| Instrument | 2021001242 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 4659 RIVER RD, FRANKLIN, NC 28734-3581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00N39/2097 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | N-39/2097 |
| Instrument | 2019007651 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 09, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,660 (+11.89%) Land $39,640 Building $318,020 | $357,660 (+11.89%) Land $39,640 Building $318,020 | |
| 2025 | $1,257.00 (+66.49%) | $319,660 (+57.1%) Land $39,640 Building $280,020 | $319,660 (+57.1%) Land $39,640 Building $280,020 |
| 2023 | $755.00 | $203,480 Land $39,640 Building $163,840 | $203,480 Land $39,640 Building $163,840 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139706003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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