4659 Juniper Saddle Ct, Reno, NV 89510 Property Records

Washoe County property record for 4659 Juniper Saddle Ct, Reno, NV 89510

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,605 sqft · built 2005
Lot Size	40 acres (1,742,836 sqft)
Owner	Trust Name on File
Last Sale	$25,000 (Jun 1997)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076-220-18`

Property Details

APN / Parcel Number

Primary APN	`076-220-18`
Alternative APN	`99377`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Units	3 Units
Stories	1 Story
Building Area	5,605 sqft Living Area
Gross Area	6,241 sqft
1st Floor Area	4,379 sqft
Basement Area	1,226 sqft
Finished Basement	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	1,742,836 sqft (40 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Concrete/Metal Slab
Porch Area	1,018 sqft
Deck Area	1,188 sqft
Patio Area	1,188 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4659 JUNIPER SADDLE CT
City	RENO
State	NV
Zip	89510-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	DLM 107 FR LTS 1 & 2
Legal Subdivision	_UNSPECIFIED
Legal Lot Number	1,2
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	3
Census Block	3046
Census Tract	3501

Owner

4659 Juniper Saddle Ct is owner-occupied and held in a trust since February 2023.

Source: Washoe County records, as of December 10, 2025

Owner of Record	Trust Name on File
Mailing Address	4659 JUNIPER SADDLE CT, RENO, NV 89510-9120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 1997 · Amount on File
Deed Sale	Jun 20, 1997 · Amount on File
Deed Document Number	19972110483
Deed Book / Page	4903 / 182
Last Transfer Date	Feb 11, 2023
Transfer Doc	0005363611
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Feb 16, 2023
Property Address	4659 JUNIPER SADDLE CT, RENO, NV 89510-9120
Document Number	0005363611
Map Reference	DOC 1259258
Instrument Date	Feb 11, 2023
Instrument	5363611
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE CO OF NE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4659 JUNIPER SADDLE CT, RENO, NV 89510-9120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4659 JUNIPER SADDLE CT, RENO, NV 89510-9120

Mortgage

Document Number	0005363612
Date	Feb 16, 2023
Instrument	5363612

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.77%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 4659 Juniper Saddle Ct was $5,135.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,957 (+1.63%) Land $47,600 Building $171,357
2025	$5,135.00	$215,448 Land $42,000 Building $173,448	$615,566 Land $120,000 Building $495,566
2023	$6,454.00	$206,216 Land $41,692 Building $164,524	$589,188 Land $119,120 Building $470,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4659 Juniper Saddle Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	5 (1986–2019)
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4659 Juniper Saddle Ct is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 79% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50

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