4659 Eddystone Cir, Clarkston, MI 48346 Property Records

Oakland County property record for 4659 Eddystone Cir, Clarkston, MI 48346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,500 sqft · built 1972
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$2,500 (Oct 2008)
Tax Bill	$3,248 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`J-08-32-377-018`

Property Details

APN / Parcel Number

Primary APN	`J-08-32-377-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	30,928 sqft (0.71 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	147 sqft
Patio Area	965 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4659 EDDYSTONE CIR
City	CLARKSTON
State	MI
Zip	48346-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T4N, R9E, SEC 32 WATERFORD HILL MANOR NO 3 LOT 176
Legal Range	9E
Legal Township	4N
Legal Section	32
Legal Subdivision	WATERFORD HILL MANOR #3
Legal Lot Number	176
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1011
Census Tract	127300

Owner

4659 Eddystone Cir is owned and occupied by an individual who bought it in October 2008.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4659 EDDYSTONE CIR, CLARKSTON, MI 48346-2734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2008 · Amount on File
Deed Sale	Oct 24, 2008 · Amount on File
Prior Sale	Jun 26, 2007 · Amount on File
Deed Document Number	2008190128
Deed Book / Page	40678 / 841
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4659 EDDYSTONE CIR, CLARKSTON, MI 48346-2734
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 EDDYSTONE CIR, CLARKSTON, MI 48346-2734

Mortgage

Document Number	20260003059
Date	Jan 7, 2026
Book Page	60854/805
Instrument	20260003059

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4659 EDDYSTONE CIR, CLARKSTON, MI 48346-2734
Document Number	0000152979
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 EDDYSTONE CIR CLARKSTON MI 483462734, CLARKSTON, MI 48346-2734

Mortgage

Document Number	0000152979
Date	Sep 18, 2018
Book Page	052189/000819
Instrument	152979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4659 Eddystone Cir was $3,248 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,248.00 (-33%) Homeowner's exemption	$263,500 Land $43,800 Building $219,700	$527,000 Land $87,600 Building $439,400
2024	$4,848.00
2023		$206,400 Land $33,800 Building $172,600	$412,800 Land $67,600 Building $345,200
2022	$3,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4659 Eddystone Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4659 Eddystone Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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