46580 Sentinel Dr, Fremont, CA 94539 Property Records

Alameda County property record for 46580 Sentinel Dr, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,401 sqft · built 1981
Lot Size	0.353 acres (15,370 sqft)
Owner	2 Individual Names on File
Last Sale	$4,298,000 (Jul 2025)
Tax Bill	$30,814 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`519-1672-10`

Property Details

APN / Parcel Number

Primary APN	`519-1672-10`
Alternative APN	`519-1672-010-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,401 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,370 sqft (0.353 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46580 SENTINEL DR
City	FREMONT
State	CA
Zip	94539-6974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00101 BLK: TR: 3853
Legal Subdivision	3853 HIDDEN VLY UN #2
Legal Tract	3853
Legal Lot Number	101
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1000
Census Tract	443200

Owner

46580 Sentinel Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Alameda County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Jul 9, 2025	Grant Deed, Transfer · Conventional Mortgage BMO BANK NA
Nov 17, 2021	Intrafamily Transfer, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 17, 2019	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Oct 30, 2018	Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	202587110
Prior Transfer Date	Jul 1, 2025
Prior Transfer Doc	0000087112
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45680 SENTINEL DR, FREMONT, CA 94539

Mortgage

Document Number	0000120380
Date	Mar 24, 2021
Instrument	2021120380

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46580 SENTINEL DR, FREMONT, CA 94539-6974

Mortgage

Document Number	0000168524
Date	Oct 7, 2022
Instrument	2022168524

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46580 SENTINEL DR, FREMONT, CA 94539-6974

Mortgage

Document Number	0000034238
Date	Mar 13, 2026
Instrument	2026034238

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

July 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 9, 2025
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Document Number	0000087110
Map Reference	MB 103 PGS 81 THROUG
Instrument Date	Jun 26, 2025
Instrument	2025087110
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	46580 SENTINEL DR, FREMONT, CA 94539-6974

Mortgage

Document Number	0000087113
Date	Jul 9, 2025
Instrument	2025087113

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 17, 2021
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Document Number	0000374308
Map Reference	MB 103 PG 81-90
Instrument Date	Nov 9, 2021
Instrument	2021374308
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	46580 SENTINEL DR, FREMONT, CA 94539-6974

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120095
Date	May 26, 2020
Instrument	2020120095

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 17, 2019
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Document Number	0000210733
Map Reference	MB 103 PG 81-90
Instrument Date	Oct 2, 2019
Instrument	2019210733
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	46580 SENTINEL DR, FREMONT, CA 94539-6974

Mortgage

Document Number	0000210734
Date	Oct 17, 2019
Instrument	2019210734

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46580 SENTINEL DR, FREMONT, CA 94539-6974
Document Number	0000216607
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	46580 SENTINEL DR FREMONT CA 945396974, FREMONT, CA 94539-6974

Mortgage

Document Number	0000216607
Date	Nov 9, 2018
Instrument	216607

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 46580 Sentinel Dr was $30,814, up 5.5% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,298,000 (+71.64%) Land $1,719,200 Building $2,578,800
2025	$30,814.00 (+5.51%) Homeowner's exemption	$2,504,140 Land $929,585 Building $1,581,555
2024	$29,204.00 (+20.33%)
2023	$24,269.00 Homeowner's exemption	$2,045,996 Land $893,494 Building $1,152,502	$2,433,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46580 Sentinel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46580 Sentinel Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Sail Internet Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sentinel Dr

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